19120, PA Home Insurance

In the zip code of 19120, the population size is around 66,177, which consists of 23,051 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Philadelphia, PA. A few years ago, a study was done and found that the average home insurance rates for Pennsylvania are around $748 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 19120 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Philadelphia. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Philadelphia, PA Homeowners Insurance Online Rates Today!

19120 Home Insurance Average Premiums

Local 19120 homeowners insurance quotes comparison

$498 /yr.

Shows Zip Code: 19120 lowest rates with discounts applied on average.

For the 19120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$498 /yr.
Average Coverage:	$748 /yr.
2600 sq. ft. or higher (all discounts applied)	$1048 /yr.

What is the average home insurance cost for a home in 19120?

• The average homeowners insurance premium paid annually for a home in 19120 is around $748 per year.

What does it cost on average per month for home insurance in 19120?

• Homeowners in 19120 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19120?

• Autoowners in 19120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19120.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19120

Average Building Cost Per Square Foot in 19120: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19120: 831 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19120 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 831 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	831	$113,000
Additional Upgrades & Added Features	$170	831	$141,250
Major Home Updates or Advancements	$204	831	$169,500

Calculate Your Dwelling Coverage in 19120

It's important to understand that when you estimate your replacement cost of your home in the 19120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 19120

Allstate Insurance Company - Jorge Flores

Address: 5719 Rising Sun Ave Philadelphia, PA 19120
Phone:
Website: http://www.philadelphia.citysearch.com/profile/658898540/philadelphia_pa/allstate_insurance_company_jorge_flores.html
Info:

Vic Auto Tag Place

Address: 5300 Tabor Ave Philadelphia, PA 19120
Phone:
Website: http://www.philadelphia.citysearch.com/profile/619433460/philadelphia_pa/vic_auto_tag_place.html
Info:

Savage, Juanita - Savage Insurance

Address: 5724 N 5th St Philadelphia, PA 19120
Phone:
Website: http://www.jsavageinsurance.com/
Info:

Allstate Insurance Company - Joseph Wade

Address: 143 E Roosevelt Blvd Philadelphia, PA 19120
Phone:
Website: http://www.allstateagencies.com/JosephWade/Welcome/
Info:

Nationwide Insurance

Address: 5736 Rising Sun Ave Philadelphia, PA 19120
Phone:
Website:
Info:

Housing Demographics for 19120

Population Review for 19120 Zip Code

For the city of Philadelphia, the population within 19120 has increased to over 64,681 residents in population size. The current population total is 66,177. We have broken down the population based on race below. In 19120, there are over 31043 in male population and 35134 females.

Population	Values
Total Population	66,177
White Population	5314
Black Population	32799
Hispanic Population	21498
Asian Population	7881
Hawaiian Population	28
Indian Population	433
Other Population	14041
Male Population	31043
Female Population	35134
Population Estimate	64681

Household Data for 19120

The average number of homes in 19120 is around 23,051, there are an average of 2.87 per household. The average house value according to local real estate values is around $113,000. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	23,051
Persons Per Household	2.87
Average House Value	$113,000
Income Per Household	$44195
Median Age	34.5
Median Age Male	31.9
Median Age Female	36.7

19120 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	215/445
City	Philadelphia
City Alias Name	PHILADELPHIA
County	Philadelphia
County FIPS	101
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	6162
PMSA	6160
CSA	428
CBSA	37980
CBSA_DIV	37964
CBSA_Type	Metro
CBSA_Name	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_Name	Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_Name	Philadelphia, PA-NJ PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	657
Number Of Employees	6818
Business First Quarter Payroll	72574
Business Annual Payroll	296202
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	5965343
CBSA Division Population	2084985
Congressional District	02
Congressional LandArea	74.14
Delivery Residential	22537
Delivery Business	1215
Delivery Total	24383
Preferred Last Line Key	X1A496
Classification Code
Multi-County
CSA Name	Philadelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name	Philadelphia, PA
City State Key	X1A496
Land Area	3.234000
Water Area	0.013000
City Alias Code
City Mixed Case	Philadelphia
City Alias Mixed Case	Philadelphia
Box Count	192
SFDU	21372
MFDU	969
State ANSI	42
County ANSI	101
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	416544
Unique ZIP Name
SSA State County Code	39620
Medicare CBSA Code	37964
Medicare CBSA Name	Philadelphia, PA
Medicare CBSA Type	Metro
Market Rating Area ID	8
County Mixed Case	Philadelphia

Pennsylvania Homeowners Insurance News & Information

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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 19120!