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19115 Home Insurance Rates & Premiums

Did you know there are over 35,919 people living within the 19115 zip code area? There are over 14,247 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 19115.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $742 a year for a standard homeowners insurance policy in Philadelphia. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Philadelphia, PA Homeowners Insurance Quotes Online

19115 Home Insurance Average Premiums

Local 19115 homeowners insurance quotes comparison

$492 /yr.

Shows Zip Code: 19115 lowest rates with discounts applied on average.

For the 19115, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$492 /yr.
Average Coverage:$742 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1042 /yr.

What is the average home insurance cost for a home in 19115?

  • • The average homeowners insurance premium paid annually for a home in 19115 is around $742 per year.

What does it cost on average per month for home insurance in 19115?

  • • Homeowners in 19115 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19115?

  • • Autoowners in 19115 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19115.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19115

Average Building Cost Per Square Foot in 19115: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19115: 1,979 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19115 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19115 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19115 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,979 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,979$269,200
Additional Upgrades & Added Features$1701,979$336,500
Major Home Updates or Advancements$2041,979$403,800

It's important to understand that when you estimate your replacement cost of your home in the 19115 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19115

Best Home & Auto Insurance Agencies in 19115

Timothy P Reilly - Nationwide Insurance

Address: 1917 Grant Ave Philadelphia, PA 19115
Phone:
Website: http://www.nationwide.com/agent/Philadelphia-PENNSYLVANIA-insurance-agent/timothy-reilly/office.html
Info:

Jeffrey L Wright / The Wright Agency

Address: 9967 Bustleton Ave Philadelphia, PA 19115
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Paramount Philadelphia Insurance

Address: 9551 Bustleton Ave, Ste 1 Philadelphia, PA 19115
Phone:
Website: http://www.insurance-philadelphia.com/
Info:

Bustleton Auto Tags & Ins

Address: 9372 Old Bustleton Ave Philadelphia, PA 19115
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8964911/philadelphia_pa/bustleton_auto_tags_ins.html
Info:

Allstate Insurance Companies

Address: 1900 Grant Ave Philadelphia, PA 19115
Phone:
Website:
Info:

Housing Demographics for 19115

Population Review for 19115 Zip Code

For the city of Philadelphia, the population within 19115 has increased to over 35,790 residents in population size. The current population total is 35,919. We have broken down the population based on race below. In 19115, there are over 17260 in male population and 18659 females.

PopulationValues
Total Population35,919
White Population22600
Black Population3136
Hispanic Population2395
Asian Population6843
Hawaiian Population3
Indian Population76
Other Population1164
Male Population17260
Female Population18659
Population Estimate35790

Household Data for 19115

The average number of homes in 19115 is around 14,247, there are an average of 2.47 per household. The average house value according to local real estate values is around $269,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,247
Persons Per Household2.47
Average House Value$269,200
Income Per Household$62044
Median Age43.6
Median Age Male41.1
Median Age Female45.8
19115 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses823
Number Of Employees7307
Business First Quarter Payroll66770
Business Annual Payroll286056
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02
Congressional LandArea74.14
Delivery Residential14490
Delivery Business663
Delivery Total16575
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area5.162000
Water Area0.047000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count337
SFDU9283
MFDU4467
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]