Compare 19114 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 19114 area? The average homeowners premium in Pennsylvania for a standard homeowners policy is around $740/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 19114 zip code, the population size is around 32,645 with 14,219 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 19114.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Philadelphia, PA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. PA Rate	Discounts	Savings	Shop Rates
$967	up to 40% off	$387	Get Philadelphia, PA Rates!

19114 Home Insurance Average Premiums

Local 19114 homeowners insurance quotes comparison

$490 /yr.

Shows Zip Code: 19114 lowest rates with discounts applied on average.

For the 19114, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$490 /yr.
Average Coverage:	$740 /yr.
2600 sq. ft. or higher (all discounts applied)	$1040 /yr.

What is the average home insurance cost for a home in 19114?

• The average homeowners insurance premium paid annually for a home in 19114 is around $740 per year.

What does it cost on average per month for home insurance in 19114?

• Homeowners in 19114 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19114?

• Autoowners in 19114 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19114.
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Home Replacement Cost Coverage in 19114

Average Building Cost Per Square Foot in 19114: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19114: 1,645 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19114 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19114 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19114 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,645 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	1,645	$223,700
Additional Upgrades & Added Features	$170	1,645	$279,625
Major Home Updates or Advancements	$204	1,645	$335,550

Calculate Your Dwelling Coverage in 19114

It's important to understand that when you estimate your replacement cost of your home in the 19114 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 19114

Timothy P Wade - Nationwide Insurance

Address: 9699 Academy Rd Philadelphia, PA 19114
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/625543050/philadelphia_pa/timothy_p_wade_nationwide_insurance.html
Info:

Foglia, Dennis - Foglia Insurance Incorporated

Address: 9456 State Rd, #4 Philadelphia, PA 19114
Phone:
Website: http://www.quotemefogliains.com/
Info:

Freedom Insurance Group, Incorporated

Address: 3308 Grant Ave Philadelphia, PA 19114
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662206060/philadelphia_pa/freedom_insurance_group_inc_.html
Info:

State Farm Insurance

Address: 10431 Academy Rd Philadelphia, PA 19114
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46267078/philadelphia_pa/state_farm_insurance.html
Info:

Allstate Insurance Company - Kevin Brooks

Address: 9910 Frankford Ave Philadelphia, PA 19114
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662235130/philadelphia_pa/allstate_insurance_company_kevin_brooks.html
Info:

Housing Demographics for 19114

Population Review for 19114 Zip Code

For the city of Philadelphia, the population within 19114 has increased to over 31,312 residents in population size. The current population total is 32,645. We have broken down the population based on race below. In 19114, there are over 15543 in male population and 17102 females.

Population	Values
Total Population	32,645
White Population	23170
Black Population	4085
Hispanic Population	3022
Asian Population	1762
Hawaiian Population	12
Indian Population	82
Other Population	1481
Male Population	15543
Female Population	17102
Population Estimate	31312

Household Data for 19114

The average number of homes in 19114 is around 14,219, there are an average of 2.26 per household. The average house value according to local real estate values is around $223,700. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	14,219
Persons Per Household	2.26
Average House Value	$223,700
Income Per Household	$70838
Median Age	42.6
Median Age Male	40.7
Median Age Female	44.5

19114 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	215/267/445
City	Philadelphia
City Alias Name	PHILADELPHIA
County	Philadelphia
County FIPS	101
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	6162
PMSA	6160
CSA	428
CBSA	37980
CBSA_DIV	37964
CBSA_Type	Metro
CBSA_Name	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_Name	Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_Name	Philadelphia, PA-NJ PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	546
Number Of Employees	16402
Business First Quarter Payroll	183496
Business Annual Payroll	846180
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	5965343
CBSA Division Population	2084985
Congressional District	02
Congressional LandArea	74.14
Delivery Residential	13855
Delivery Business	583
Delivery Total	14804
Preferred Last Line Key	X1A496
Classification Code
Multi-County
CSA Name	Philadelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name	Philadelphia, PA
City State Key	X1A496
Land Area	5.627000
Water Area	0.284000
City Alias Code
City Mixed Case	Philadelphia
City Alias Mixed Case	Philadelphia
Box Count	247
SFDU	10186
MFDU	2714
State ANSI	42
County ANSI	101
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	416544
Unique ZIP Name
SSA State County Code	39620
Medicare CBSA Code	37964
Medicare CBSA Name	Philadelphia, PA
Medicare CBSA Type	Metro
Market Rating Area ID	8
County Mixed Case	Philadelphia

Pennsylvania Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 19114!