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19121, PA Homeowners Insurance Rates

With a population size of 41,799 and with 16,671 occupied homes in the 19121 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Philadelphia, PA are around $744 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Philadelphia, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Philadelphia, PA.

For Pennsylvania home insurance information, including average Philadelphia home insurance rates, coverage options or the different homeowners insurance types, please select Philadelphia, PA Home Insurance Quotes Now!

19121 Home Insurance Average Premiums

Local 19121 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 19121 lowest rates with discounts applied on average.

For the 19121, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 19121?

  • • The average homeowners insurance premium paid annually for a home in 19121 is around $744 per year.

What does it cost on average per month for home insurance in 19121?

  • • Homeowners in 19121 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19121?

  • • Autoowners in 19121 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Philadelphia, check out other zip codes nearby 19121.
To review average rates in another zip code, click on a zip code below:
19152  |  19145  |  19128  |  19150  |  19113  |  19125  |  19102  |  19115  |  19137  |  19107  | 

Home Replacement Cost Coverage in 19121

Average Building Cost Per Square Foot in 19121: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19121: 1,240 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19121 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,240 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,240$168,700
Additional Upgrades & Added Features$1701,240$210,875
Major Home Updates or Advancements$2041,240$253,050

It's important to understand that when you estimate your replacement cost of your home in the 19121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19121

Best Home & Auto Insurance Agencies in 19121

Ace Cash Express

Address: 2129 W Diamond St Philadelphia, PA 19121
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8968748/philadelphia_pa/ace_cash_express.html
Info:

Housing Demographics for 19121

Population Review for 19121 Zip Code

For the city of Philadelphia, the population within 19121 has increased to over 45,772 residents in population size. The current population total is 41,799. We have broken down the population based on race below. In 19121, there are over 19039 in male population and 22760 females.

PopulationValues
Total Population41,799
White Population9532
Black Population26674
Hispanic Population2509
Asian Population2049
Hawaiian Population78
Indian Population123
Other Population1201
Male Population19039
Female Population22760
Population Estimate45772

Household Data for 19121

The average number of homes in 19121 is around 16,671, there are an average of 2.33 per household. The average house value according to local real estate values is around $168,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,671
Persons Per Household2.33
Average House Value$168,700
Income Per Household$29691
Median Age26.2
Median Age Male25.2
Median Age Female27.3
19121 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses368
Number Of Employees2733
Business First Quarter Payroll25758
Business Annual Payroll114734
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District02|03
Congressional LandArea74.14|3850.8
Delivery Residential19645
Delivery Business742
Delivery Total20581
Preferred Last Line KeyX1A496
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area2.367000
Water Area0.172000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count0
SFDU12868
MFDU5054
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

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  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]