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Quickly Revew Homeowners Insurance in 19128

If you own a home in Philadelphia, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 19128 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 19128 and start comparing rates now.

19128 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 19128 is $737 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 19128 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Philadelphia, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

19128 Home Insurance Average Premiums

Local 19128 homeowners insurance quotes comparison

$487 /yr.

Shows Zip Code: 19128 lowest rates with discounts applied on average.

For the 19128, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$487 /yr.
Average Coverage:$737 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1037 /yr.

What is the average home insurance cost for a home in 19128?

  • • The average homeowners insurance premium paid annually for a home in 19128 is around $737 per year.

What does it cost on average per month for home insurance in 19128?

  • • Homeowners in 19128 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19128?

  • • Autoowners in 19128 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Philadelphia area, check out other zip codes nearby 19128.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 19128

Average Building Cost Per Square Foot in 19128: $136

Location: Philadelphia, Pennsylvania (Philadelphia County)

Average Square Footage in 19128: 1,965 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19128 before you start any project. Philadelphia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19128 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19128 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,965 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Philadelphia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,965$267,200
Additional Upgrades & Added Features$1701,965$334,000
Major Home Updates or Advancements$2041,965$400,800

It's important to understand that when you estimate your replacement cost of your home in the 19128 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19128

Best Home & Auto Insurance Agencies in 19128

Nationwide Insurance Joseph Definis Agency

Address: 6154 Ridge Ave Philadelphia, PA 19128
Phone:
Website: http://www.definisinsurance.com/
Info:

Allstate Insurance Company - Michael McBride

Address: 516 Green Ln Philadelphia, PA 19128
Phone:
Website: http://www.allstate.com/
Info:

Richard W Cording - Nationwide Insurance

Address: 7101 Ridge Ave Philadelphia, PA 19128
Phone:
Website: http://www.nationwide.com/agent/Philadelphia-PENNSYLVANIA-insurance-agent/richard-cording/office.html
Info:

Allstate Insurance Company - Anthony Perretta

Address: 8012 Ridge Ave Philadelphia, PA 19128
Phone:
Website: http://www.allstateagencies.com/APerretta/Welcome/
Info:

Pastore Auto Tags & Insurance, Incorporated

Address: 6774 Ridge Ave Philadelphia, PA 19128
Phone:
Website: http://www.insurance-directory.biz/Anthony_Pastore
Info:

Housing Demographics for 19128

Population Review for 19128 Zip Code

For the city of Philadelphia, the population within 19128 has increased to over 38,743 residents in population size. The current population total is 36,808. We have broken down the population based on race below. In 19128, there are over 17714 in male population and 19094 females.

PopulationValues
Total Population36,808
White Population27810
Black Population4388
Hispanic Population1978
Asian Population1513
Hawaiian Population6
Indian Population58
Other Population620
Male Population17714
Female Population19094
Population Estimate38743

Household Data for 19128

The average number of homes in 19128 is around 17,192, there are an average of 2.11 per household. The average house value according to local real estate values is around $267,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,192
Persons Per Household2.11
Average House Value$267,200
Income Per Household$80803
Median Age35.2
Median Age Male34.5
Median Age Female36.0
19128 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityPhiladelphia
City Alias NamePHILADELPHIA
CountyPhiladelphia
County FIPS101
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses574
Number Of Employees5956
Business First Quarter Payroll54428
Business Annual Payroll248197
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District03|04
Congressional LandArea3850.8|1517.84
Delivery Residential18362
Delivery Business593
Delivery Total19421
Preferred Last Line KeyX1A496
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1A496
Land Area6.985000
Water Area0.090000
City Alias Code
City Mixed CasePhiladelphia
City Alias Mixed CasePhiladelphia
Box Count122
SFDU13026
MFDU3868
State ANSI42
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416544
Unique ZIP Name
SSA State County Code39620
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CasePhiladelphia

Pennsylvania Homeowners Insurance News & Information

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  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

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