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19601 Home Insurance Rates

For homeowners living in 19601, the population estimates are increasing to well over 35,477 with 12,957 occupied homes within the zip code of 19601. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Reading have increased and the average home insurance premium is around $723 per year in 19601. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 19601 zip code today so we can help you find affordable Reading, PA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 19601

Please select one of the three options below based on your 19601 zip code to learn more about Pennsylvania homeowners insurance, plus review average rates and information per state, county or city.

  1. Pennsylvania Homeowners Insurance Quotes
  2. Berks County, PA Home Insurance
  3. Reading, PA Home Insurance Quotes

19601 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 19601 zip code just got easier with GetHomeInsuranceQuotes.com of Reading, PA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 19601 today and let us help you review the best home insurance quotes available for homeowners living in Reading.

Get 19601 Homeowners Insurance Rates Now!

19601 Home Insurance Average Premiums

Local 19601 homeowners insurance quotes comparison

$473 /yr.

Shows Zip Code: 19601 lowest rates with discounts applied on average.

For the 19601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$473 /yr.
Average Coverage:$723 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1023 /yr.

What is the average home insurance cost for a home in 19601?

  • • The average homeowners insurance premium paid annually for a home in 19601 is around $723 per year.

What does it cost on average per month for home insurance in 19601?

  • • Homeowners in 19601 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19601?

  • • Autoowners in 19601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Reading area, check out other zip codes nearby 19601.
Review average rates in another zip code:
19606 homeowners insurance rates
19601 homeowners insurance rates
19602 homeowners insurance rates
19609 homeowners insurance rates
19608 homeowners insurance rates
19611 homeowners insurance rates
19605 homeowners insurance rates
19604 homeowners insurance rates
19607 homeowners insurance rates
19610 homeowners insurance rates

Home Replacement Cost Coverage in 19601

Average Building Cost Per Square Foot in 19601: $136

Location: Reading, Pennsylvania (Berks County)

Average Square Footage in 19601: 602 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19601 before you start any project. Reading homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 602 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reading area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136602$81,900
Additional Upgrades & Added Features$170602$102,375
Major Home Updates or Advancements$204602$122,850

It's important to understand that when you estimate your replacement cost of your home in the 19601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19601

Best Home & Auto Insurance Agencies in 19601

Alfred M Tranquillo - Nationwide Insurance

Address: 913 N 5th St Reading, PA 19601
Phone:
Website: http://www.nationwide.com/agent/Reading-PENNSYLVANIA-insurance-agent/al-tranquillo/office.html
Info:

Gill Frank Insurance

Address: N 10th St Reading, PA 19601
Phone:
Website:
Info:

Castillo, Jacqueline - JC Agency

Address: 432 Walnut St Reading, PA 19601
Phone:
Website: http://www.jcagencymore.com/
Info:

Javier Ortega Ins Agency Inc - State Farm Insurance Agent

Address: 124 N 5th St Reading, PA 19601
Phone:
Website: http://www.national.citysearch.com/profile/external/9038144/reading_pa/javier_ortega_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Farrara Andrew J Insurance Agency

Address: 124 W Greenwich St Reading, PA 19601
Phone:
Website:
Info:

Housing Demographics for 19601

Population Review for 19601 Zip Code

For the city of Reading, the population within 19601 has increased to over 33,024 residents in population size. The current population total is 35,477. We have broken down the population based on race below. In 19601, there are over 17173 in male population and 18304 females.

PopulationValues
Total Population35,477
White Population9716
Black Population4117
Hispanic Population25193
Asian Population278
Hawaiian Population34
Indian Population526
Other Population14085
Male Population17173
Female Population18304
Population Estimate33024

Household Data for 19601

The average number of homes in 19601 is around 12,957, there are an average of 2.71 per household. The average house value according to local real estate values is around $81,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,957
Persons Per Household2.71
Average House Value$81,900
Income Per Household$34405
Median Age33.3
Median Age Male32.5
Median Age Female34.0
19601 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code223/484/484/610/610/717/835
CityReading
City Alias NameREADING
CountyBerks
County FIPS011
State FIPS42
Time Zone5
Day Light SavingY
MSA6680
PMSA
CSA428
CBSA39740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReading, PA
MSA_NameReading, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses516
Number Of Employees9381
Business First Quarter Payroll134452
Business Annual Payroll579927
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population411442
CBSA Division Population0
Congressional District04|06
Congressional LandArea1517.84|860.47
Delivery Residential12186
Delivery Business1018
Delivery Total13337
Preferred Last Line KeyX1A704
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State KeyX1A704
Land Area3.762000
Water Area0.201000
City Alias Code
City Mixed CaseReading
City Alias Mixed CaseReading
Box Count0
SFDU8692
MFDU2864
State ANSI42
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416928
Unique ZIP Name
SSA State County Code39110
Medicare CBSA Code39740
Medicare CBSA NameReading, PA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBerks

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]