Compare 19608 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Reading just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 8,753 neighbors looking to save on their home insurance policy in the local 19608 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 19608. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Reading, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Reading, PA

19608 Home Insurance Average Premiums

Local 19608 homeowners insurance quotes comparison

$456 /yr.

Shows Zip Code: 19608 lowest rates with discounts applied on average.

For the 19608, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$456 /yr.
Average Coverage:	$706 /yr.
2600 sq. ft. or higher (all discounts applied)	$1006 /yr.

What is the average home insurance cost for a home in 19608?

• The average homeowners insurance premium paid annually for a home in 19608 is around $706 per year.

What does it cost on average per month for home insurance in 19608?

• Homeowners in 19608 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 19608?

• Autoowners in 19608 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Reading area, check out other zip codes nearby 19608.
Review average rates in another zip code:
19604 homeowners insurance rates
19602 homeowners insurance rates
19608 homeowners insurance rates
19606 homeowners insurance rates
19605 homeowners insurance rates
19611 homeowners insurance rates
19607 homeowners insurance rates
19609 homeowners insurance rates
19610 homeowners insurance rates
19601 homeowners insurance rates

Home Replacement Cost Coverage in 19608

Average Building Cost Per Square Foot in 19608: $136

Location: Reading, Pennsylvania (Berks County)

Average Square Footage in 19608: 1,883 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19608 before you start any project. Reading homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19608 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19608 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,883 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reading area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	1,883	$256,100
Additional Upgrades & Added Features	$170	1,883	$320,125
Major Home Updates or Advancements	$204	1,883	$384,150

Calculate Your Dwelling Coverage in 19608

It's important to understand that when you estimate your replacement cost of your home in the 19608 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 19608

Allstate Insurance Company - Kenneth Franck

Address: 4239 Penn Ave Reading, PA 19608
Phone:
Website: http://www.national.citysearch.com/profile/658907650/reading_pa/allstate_insurance_company_kenneth_franck.html
Info:

Metlife Auto & Home Agent: Brandon Hanson

Address: 4239 Penn Ave, Ste 11 Reading, PA 19608
Phone:
Website: http://www.metlife.com/
Info:

Patrick Insurance Agency

Address: 3657 Penn Ave Reading, PA 19608
Phone:
Website: http://www.national.citysearch.com/profile/658742010/reading_pa/patrick_insurance_agency.html
Info:

Deangelo Insurance Group

Address: 2917 Windmill Rd Reading, PA 19608
Phone:
Website: http://www.national.citysearch.com/profile/external/662326990/reading_pa/deangelo_insurance_group.html
Info:

John Yurconic Agency/The Notary Shop

Address: 3657 Penn Ave Sinking Spring, PA 19608
Phone:
Website: http://www.yurconic.com/
Info:

Housing Demographics for 19608

Population Review for 19608 Zip Code

For the city of Reading, the population within 19608 has increased to over 24,978 residents in population size. The current population total is 24,378. We have broken down the population based on race below. In 19608, there are over 11940 in male population and 12438 females.

Population	Values
Total Population	24,378
White Population	18898
Black Population	1470
Hispanic Population	2675
Asian Population	1077
Hawaiian Population	5
Indian Population	34
Other Population	1046
Male Population	11940
Female Population	12438
Population Estimate	24978

Household Data for 19608

The average number of homes in 19608 is around 8,753, there are an average of 2.76 per household. The average house value according to local real estate values is around $256,100. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	8,753
Persons Per Household	2.76
Average House Value	$256,100
Income Per Household	$98750
Median Age	42.2
Median Age Male	41.5
Median Age Female	43.0

19608 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	835/610/484/717/223
City	Reading
City Alias Name	READING
County	Berks
County FIPS	011
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	6680
PMSA
CSA	428
CBSA	39740
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Reading, PA
MSA_Name	Reading, PA MSA
PMSA_Name
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	441
Number Of Employees	6156
Business First Quarter Payroll	81240
Business Annual Payroll	349653
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	411442
CBSA Division Population	0
Congressional District	04\|06\|09
Congressional LandArea	1517.84\|860.47\|5730.09
Delivery Residential	9050
Delivery Business	384
Delivery Total	10060
Preferred Last Line Key	X1A704
Classification Code
Multi-County
CSA Name	Philadelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_Name
City State Key	X1A704
Land Area	26.301000
Water Area	0.110000
City Alias Code
City Mixed Case	Reading
City Alias Mixed Case	Reading
Box Count	66
SFDU	7642
MFDU	95
State ANSI	42
County ANSI	011
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	416928
Unique ZIP Name
SSA State County Code	39110
Medicare CBSA Code	39740
Medicare CBSA Name	Reading, PA
Medicare CBSA Type	Metro
Market Rating Area ID	7
County Mixed Case	Berks

Pennsylvania Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 19608!