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If you live in the 29708 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Fort Mill have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our SC licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 29708 and then compare quotes from a variety of nationwide insurance companies.

29708 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 29708 the average premium for homeowners coverage is $1065 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 29708. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 29708 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Fort Mill, SC home insurance quotes in your area.

29708 Home Insurance Average Premiums

Local 29708 homeowners insurance quotes comparison

$815 /yr.

Shows Zip Code: 29708 lowest rates with discounts applied on average.

For the 29708, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$815 /yr.
Average Coverage:$1065 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1365 /yr.

What is the average home insurance cost for a home in 29708?

  • • The average homeowners insurance premium paid annually for a home in 29708 is around $1065 per year.

What does it cost on average per month for home insurance in 29708?

  • • Homeowners in 29708 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 29708?

  • • Autoowners in 29708 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Mill area, check out other zip codes nearby 29708.
Review average rates in another zip code:
29715 homeowners insurance rates
29708 homeowners insurance rates
29707 homeowners insurance rates

Home Replacement Cost Coverage in 29708

Average Building Cost Per Square Foot in 29708: $131

Location: Fort Mill, South Carolina (York County)

Average Square Footage in 29708: 2,839 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29708 before you start any project. Fort Mill homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29708 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29708 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,839 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Mill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1312,839$371,900
Additional Upgrades & Added Features$1642,839$464,875
Major Home Updates or Advancements$1972,839$557,850

It's important to understand that when you estimate your replacement cost of your home in the 29708 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29708

James J Miller Dba

Address: PO Box 3070 Fort Mill, SC 29708
Phone: (803)548-1414
Website:

Allstate Insurance - T Larry Johnson

Address: 230 Rockmont Dr Fort Mill, SC 29708
Phone: (803)548-1316
Website:

Alexander Agency Inc.

Address: 107 Stone Village Dr Fort Mill, SC 29708
Phone: (803)548-2700
Website:

Best Home & Auto Insurance Agencies in 29708

James J Miller Dba

Address: PO Box 3070 Fort Mill, SC 29708
Phone:
Website:
Info:

Hinson, Corey - Corey Hinson & Association Insurance

Address: 1171 Market St, #105 Fort Mill, SC 29708
Phone:
Website: http://www.allstate.com/
Info:

Allstate Insurance - T Larry Johnson

Address: 230 Rockmont Dr Fort Mill, SC 29708
Phone:
Website:
Info:

Patel- Alpesh J

Address: 2848 Highway 160 W Fort Mill, SC 29708
Phone:
Website:
Info:

Alexander Agency Inc.

Address: 107 Stone Village Dr Fort Mill, SC 29708
Phone:
Website:
Info:

Housing Demographics for 29708

Population Review for 29708 Zip Code

For the city of Fort Mill, the population within 29708 has increased to over 45,270 residents in population size. The current population total is 40,227. We have broken down the population based on race below. In 29708, there are over 19524 in male population and 20703 females.

PopulationValues
Total Population40,227
White Population29985
Black Population2964
Hispanic Population2620
Asian Population3464
Hawaiian Population7
Indian Population129
Other Population835
Male Population19524
Female Population20703
Population Estimate45270

Household Data for 29708

The average number of homes in 29708 is around 14,510, there are an average of 2.77 per household. The average house value according to local real estate values is around $371,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,510
Persons Per Household2.77
Average House Value$371,900
Income Per Household$116756
Median Age38.2
Median Age Male37.6
Median Age Female38.6
29708 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityFort Mill
City Alias NameFORT MILL
CountyYork
County FIPS091
State FIPS45
Time Zone5
Day Light SavingY
MSA1520
PMSA
CSA172
CBSA16740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharlotte-Concord-Gastonia, NC-SC
MSA_NameCharlotte-Gastonia-Rock Hill, NC-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses956
Number Of Employees12178
Business First Quarter Payroll123787
Business Annual Payroll544357
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1758038
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential16343
Delivery Business811
Delivery Total21241
Preferred Last Line KeyX23905
Classification Code
Multi-County
CSA NameCharlotte-Concord, NC-SC
CBSA_DIV_Name
City State KeyX23905
Land Area19.028000
Water Area1.162000
City Alias Code
City Mixed CaseFort Mill
City Alias Mixed CaseFort Mill
Box Count0
SFDU9511
MFDU2708
State ANSI45
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number453060
Unique ZIP Name
SSA State County Code42450
Medicare CBSA Code16740
Medicare CBSA NameCharlotte-Concord-Gastonia, NC-SC
Medicare CBSA TypeMetro
Market Rating Area ID46
County Mixed CaseYork

South Carolina Homeowners Insurance News & Information

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