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Are you paying too much for homeowners insurance in 29715? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Fort Mill, SC that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our South Carolina licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 29715?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 29715 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 29715 and get ready to save.

3 Easy Ways To Save Money In 29715

These three links will help you explore home insurance quotes in 29715 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 29715 Home Insurance Costs Rated: high!

The average price for a homeowners insurance policy in Fort Mill is roughly $1022. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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29715 Home Insurance Average Premiums

Local 29715 homeowners insurance quotes comparison

$772 /yr.

Shows Zip Code: 29715 lowest rates with discounts applied on average.

For the 29715, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$772 /yr.
Average Coverage:$1022 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1322 /yr.

What is the average home insurance cost for a home in 29715?

  • • The average homeowners insurance premium paid annually for a home in 29715 is around $1022 per year.

What does it cost on average per month for home insurance in 29715?

  • • Homeowners in 29715 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 29715?

  • • Autoowners in 29715 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Mill area, check out other zip codes nearby 29715.
Review average rates in another zip code:
29715 homeowners insurance rates
29707 homeowners insurance rates
29708 homeowners insurance rates

Home Replacement Cost Coverage in 29715

Average Building Cost Per Square Foot in 29715: $131

Location: Fort Mill, South Carolina (York County)

Average Square Footage in 29715: 2,270 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29715 before you start any project. Fort Mill homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29715 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29715 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,270 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Mill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1312,270$297,400
Additional Upgrades & Added Features$1642,270$371,750
Major Home Updates or Advancements$1972,270$446,100

It's important to understand that when you estimate your replacement cost of your home in the 29715 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29715

Stanley H. Graves Agency

Address: 202 Springcrest Dr Fort Mill, SC 29715
Phone: (803)548-6871
Website:

Best Home & Auto Insurance Agencies in 29715

Stanley H. Graves Agency

Address: 202 Springcrest Dr Fort Mill, SC 29715
Phone:
Website:
Info:

New York Life

Address: 1698 Highway 160 E Fort Mill, SC 29715
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Phil Nase Ins Agcy Inc - State Farm Insurance Agent

Address: 237 Main St Fort Mill, SC 29715
Phone:
Website: http://www.philnase.com
Info:

Housing Demographics for 29715

Population Review for 29715 Zip Code

For the city of Fort Mill, the population within 29715 has increased to over 48,221 residents in population size. The current population total is 41,491. We have broken down the population based on race below. In 29715, there are over 19899 in male population and 21592 females.

PopulationValues
Total Population41,491
White Population28903
Black Population5009
Hispanic Population3803
Asian Population2368
Hawaiian Population19
Indian Population205
Other Population1500
Male Population19899
Female Population21592
Population Estimate48221

Household Data for 29715

The average number of homes in 29715 is around 15,157, there are an average of 2.74 per household. The average house value according to local real estate values is around $297,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,157
Persons Per Household2.74
Average House Value$297,400
Income Per Household$92678
Median Age37.2
Median Age Male36.3
Median Age Female37.8
29715 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityFort Mill
City Alias NameFORT MILL
CountyYork
County FIPS091
State FIPS45
Time Zone5
Day Light SavingY
MSA1520
PMSA
CSA172
CBSA16740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharlotte-Concord-Gastonia, NC-SC
MSA_NameCharlotte-Gastonia-Rock Hill, NC-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses838
Number Of Employees23392
Business First Quarter Payroll452036
Business Annual Payroll1720385
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1758038
CBSA Division Population0
Congressional District05
Congressional LandArea5505.54
Delivery Residential17599
Delivery Business755
Delivery Total18066
Preferred Last Line KeyX23905
Classification Code
Multi-CountyY
CSA NameCharlotte-Concord, NC-SC
CBSA_DIV_Name
City State KeyX23905
Land Area34.977000
Water Area0.926000
City Alias Code
City Mixed CaseFort Mill
City Alias Mixed CaseFort Mill
Box Count0
SFDU8886
MFDU1594
State ANSI45
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number453060
Unique ZIP Name
SSA State County Code42450
Medicare CBSA Code16740
Medicare CBSA NameCharlotte-Concord-Gastonia, NC-SC
Medicare CBSA TypeMetro
Market Rating Area ID46
County Mixed CaseYork

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