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29801 Home Insurance Rates & Premiums

Did you know there are over 27,613 people living within the 29801 zip code area? There are over 11,193 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 29801.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in South Carolina are on the rise. The estimated average premium is around $993 a year for a standard homeowners insurance policy in Aiken. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Aiken, SC Homeowners Insurance Quotes Online

29801 Home Insurance Average Premiums

Local 29801 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 29801 lowest rates with discounts applied on average.

For the 29801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1293 /yr.

What is the average home insurance cost for a home in 29801?

  • • The average homeowners insurance premium paid annually for a home in 29801 is around $993 per year.

What does it cost on average per month for home insurance in 29801?

  • • Homeowners in 29801 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29801?

  • • Autoowners in 29801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aiken area, check out other zip codes nearby 29801.
Review average rates in another zip code:
29805 homeowners insurance rates
29803 homeowners insurance rates
29801 homeowners insurance rates

Home Replacement Cost Coverage in 29801

Average Building Cost Per Square Foot in 29801: $131

Location: Aiken, South Carolina (Aiken County)

Average Square Footage in 29801: 1,018 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29801 before you start any project. Aiken homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,018 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aiken area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,018$133,400
Additional Upgrades & Added Features$1641,018$166,750
Major Home Updates or Advancements$1971,018$200,100

It's important to understand that when you estimate your replacement cost of your home in the 29801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29801

Allstate Insurance - Dean Nunn

Address: 1032 Richland Avenue West Aiken, SC 29801
Phone: (803)649-6917
Website:

Best Home & Auto Insurance Agencies in 29801

New York Life Insurance CO

Address: 116 Laurens St SW Aiken, SC 29801
Phone:
Website:
Info:

Nationwide Insurance Companies - Agents- Cruse David

Address: 209 Richland Ave W Aiken, SC 29801
Phone:
Website:
Info:

Strickland, David W - David W Strickland Insurance

Address: 117 Waterloo St SW Aiken, SC 29801
Phone:
Website:
Info:

Direct General Insurance Agency

Address: 424 Hayne Ave SW Aiken, SC 29801
Phone:
Website:
Info:

Harrison Ins Agcy Inc - State Farm Insurance Agent

Address: 121 Newberry St SW Aiken, SC 29801
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 29801

Population Review for 29801 Zip Code

For the city of Aiken, the population within 29801 has increased to over 28,980 residents in population size. The current population total is 27,613. We have broken down the population based on race below. In 29801, there are over 12700 in male population and 14913 females.

PopulationValues
Total Population27,613
White Population14019
Black Population11062
Hispanic Population1369
Asian Population209
Hawaiian Population19
Indian Population89
Other Population707
Male Population12700
Female Population14913
Population Estimate28980

Household Data for 29801

The average number of homes in 29801 is around 11,193, there are an average of 2.30 per household. The average house value according to local real estate values is around $133,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,193
Persons Per Household2.30
Average House Value$133,400
Income Per Household$45682
Median Age41.1
Median Age Male39.3
Median Age Female42.9
29801 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityAiken
City Alias NameAIKEN
CountyAiken
County FIPS003
State FIPS45
Time Zone5
Day Light SavingY
MSA0600
PMSA
CSA
CBSA12260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAugusta-Richmond County, GA-SC
MSA_NameAugusta-Aiken, GA-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses757
Number Of Employees12720
Business First Quarter Payroll139424
Business Annual Payroll654657
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District02
Congressional LandArea3022.17
Delivery Residential12600
Delivery Business1056
Delivery Total15227
Preferred Last Line KeyX23477
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23477
Land Area88.908000
Water Area0.454000
City Alias Code
City Mixed CaseAiken
City Alias Mixed CaseAiken
Box Count0
SFDU9949
MFDU370
State ANSI45
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number450120
Unique ZIP Name
SSA State County Code42010
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseAiken

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]