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Compare 29805 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Aiken just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,386 neighbors looking to save on their home insurance policy in the local 29805 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 29805. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best South Carolina rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Aiken, SC home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Aiken, SC

29805 Home Insurance Average Premiums

Local 29805 homeowners insurance quotes comparison

$745 /yr.

Shows Zip Code: 29805 lowest rates with discounts applied on average.

For the 29805, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$745 /yr.
Average Coverage:$995 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1295 /yr.

What is the average home insurance cost for a home in 29805?

  • • The average homeowners insurance premium paid annually for a home in 29805 is around $995 per year.

What does it cost on average per month for home insurance in 29805?

  • • Homeowners in 29805 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 29805?

  • • Autoowners in 29805 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aiken area, check out other zip codes nearby 29805.
Review average rates in another zip code:
29801 homeowners insurance rates
29805 homeowners insurance rates
29803 homeowners insurance rates

Home Replacement Cost Coverage in 29805

Average Building Cost Per Square Foot in 29805: $131

Location: Aiken, South Carolina (Aiken County)

Average Square Footage in 29805: 1,327 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29805 before you start any project. Aiken homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29805 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29805 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,327 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aiken area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,327$173,800
Additional Upgrades & Added Features$1641,327$217,250
Major Home Updates or Advancements$1971,327$260,700

It's important to understand that when you estimate your replacement cost of your home in the 29805 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29805

Best Home & Auto Insurance Agencies in 29805

Housing Demographics for 29805

Population Review for 29805 Zip Code

For the city of Aiken, the population within 29805 has increased to over 6,920 residents in population size. The current population total is 5,910. We have broken down the population based on race below. In 29805, there are over 2918 in male population and 2992 females.

PopulationValues
Total Population5,910
White Population4469
Black Population887
Hispanic Population405
Asian Population16
Hawaiian Population9
Indian Population25
Other Population186
Male Population2918
Female Population2992
Population Estimate6920

Household Data for 29805

The average number of homes in 29805 is around 2,386, there are an average of 2.47 per household. The average house value according to local real estate values is around $173,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,386
Persons Per Household2.47
Average House Value$173,800
Income Per Household$67873
Median Age43.2
Median Age Male42.8
Median Age Female43.7
29805 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityAiken
City Alias NameAIKEN
CountyAiken
County FIPS003
State FIPS45
Time Zone5
Day Light SavingY
MSA0600
PMSA
CSA
CBSA12260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAugusta-Richmond County, GA-SC
MSA_NameAugusta-Aiken, GA-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses89
Number Of Employees2106
Business First Quarter Payroll27862
Business Annual Payroll119403
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District02
Congressional LandArea3022.17
Delivery Residential2802
Delivery Business84
Delivery Total2885
Preferred Last Line KeyX23477
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23477
Land Area97.488000
Water Area0.771000
City Alias Code
City Mixed CaseAiken
City Alias Mixed CaseAiken
Box Count0
SFDU2798
MFDU1
State ANSI45
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number450120
Unique ZIP Name
SSA State County Code42010
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseAiken

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