Get multiple home insurance quotes in 37127. Our licensed 37127, TN agents are ready to serve you.

37127 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 37127 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Murfreesboro, TN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 37127 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Tennessee, like average Murfreesboro homeowners insurance rates, coverage options or home insurance types, please select Murfreesboro, TN Home Insurance Rates Online!

37127 Home Insurance Average Premiums

Local 37127 homeowners insurance quotes comparison

$788 /yr.

Shows Zip Code: 37127 lowest rates with discounts applied on average.

For the 37127, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$788 /yr.
Average Coverage:$1038 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1338 /yr.

What is the average home insurance cost for a home in 37127?

  • • The average homeowners insurance premium paid annually for a home in 37127 is around $1038 per year.

What does it cost on average per month for home insurance in 37127?

  • • Homeowners in 37127 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 37127?

  • • Autoowners in 37127 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Murfreesboro area, check out other zip codes nearby 37127.
Review average rates in another zip code:
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37129 homeowners insurance rates

Home Replacement Cost Coverage in 37127

Average Building Cost Per Square Foot in 37127: $135

Location: Murfreesboro, Tennessee (Rutherford County)

Average Square Footage in 37127: 1,976 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37127 before you start any project. Murfreesboro homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37127 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37127 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,976 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Murfreesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,976$266,800
Additional Upgrades & Added Features$1691,976$333,500
Major Home Updates or Advancements$2031,976$400,200

It's important to understand that when you estimate your replacement cost of your home in the 37127 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37127

Best Home & Auto Insurance Agencies in 37127

Housing Demographics for 37127

Population Review for 37127 Zip Code

For the city of Murfreesboro, the population within 37127 has increased to over 23,383 residents in population size. The current population total is 20,353. We have broken down the population based on race below. In 37127, there are over 10022 in male population and 10331 females.

PopulationValues
Total Population20,353
White Population14496
Black Population2702
Hispanic Population1444
Asian Population908
Hawaiian Population16
Indian Population93
Other Population663
Male Population10022
Female Population10331
Population Estimate23383

Household Data for 37127

The average number of homes in 37127 is around 7,493, there are an average of 2.68 per household. The average house value according to local real estate values is around $266,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,493
Persons Per Household2.68
Average House Value$266,800
Income Per Household$77881
Median Age36.5
Median Age Male35.4
Median Age Female37.3
37127 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615
CityMurfreesboro
City Alias NameMURFREESBORO
CountyRutherford
County FIPS149
State FIPS47
Time Zone6
Day Light SavingY
MSA5360
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_NameNashville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses279
Number Of Employees8619
Business First Quarter Payroll82570
Business Annual Payroll353153
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District04
Congressional LandArea5984.84
Delivery Residential8725
Delivery Business265
Delivery Total13097
Preferred Last Line KeyX25558
Classification Code
Multi-County
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25558
Land Area47.077000
Water Area0.000000
City Alias Code
City Mixed CaseMurfreesboro
City Alias Mixed CaseMurfreesboro
Box Count0
SFDU6641
MFDU764
State ANSI47
County ANSI149
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number476132
Unique ZIP Name
SSA State County Code44740
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRutherford

Tennessee Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]