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37129, TN Homeowners Insurance Rates

With a population size of 60,494 and with 22,542 occupied homes in the 37129 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Murfreesboro, TN are around $900 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Murfreesboro, Tennessee. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Tennessee home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Murfreesboro, TN.

For Tennessee home insurance information, including average Murfreesboro home insurance rates, coverage options or the different homeowners insurance types, please select Murfreesboro, TN Home Insurance Quotes Now!

37129 Home Insurance Average Premiums

Local 37129 homeowners insurance quotes comparison

$650 /yr.

Shows Zip Code: 37129 lowest rates with discounts applied on average.

For the 37129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$650 /yr.
Average Coverage:$900 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1200 /yr.

What is the average home insurance cost for a home in 37129?

  • • The average homeowners insurance premium paid annually for a home in 37129 is around $900 per year.

What does it cost on average per month for home insurance in 37129?

  • • Homeowners in 37129 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 37129?

  • • Autoowners in 37129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Murfreesboro area, check out other zip codes nearby 37129.
Review average rates in another zip code:
37130 homeowners insurance rates
37132 homeowners insurance rates
37128 homeowners insurance rates
37129 homeowners insurance rates
37127 homeowners insurance rates

Home Replacement Cost Coverage in 37129

Average Building Cost Per Square Foot in 37129: $135

Location: Murfreesboro, Tennessee (Rutherford County)

Average Square Footage in 37129: 2,001 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37129 before you start any project. Murfreesboro homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,001 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Murfreesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1352,001$270,100
Additional Upgrades & Added Features$1692,001$337,625
Major Home Updates or Advancements$2032,001$405,150

It's important to understand that when you estimate your replacement cost of your home in the 37129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37129

Horton Insurance Services

Address: 1535 West Northfield Boulevard Suite 11 Murfreesboro, TN 37129
Phone: (615)904-0202
Website:

Adcock James R Insurance

Address: 142 Heritage Park Drive Murfreesboro, TN 37129
Phone: (615)895-6656
Website:

Middleton Celeste Insurance

Address: 230 Stones River Mall Boulevard Murfreesboro, TN 37129
Phone: (615)895-2700
Website:

Best Home & Auto Insurance Agencies in 37129

Nationwide Insurance and Financial Services

Address: 410 New Salem Rd Murfreesboro, TN 37129
Phone:
Website:
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Gentry Insurance Agency LLC

Address: 826 Memorial Blvd, #102 Murfreesboro, TN 37129
Phone:
Website:
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Direct Insurance Company

Address: 915 NW Broad St Murfreesboro, TN 37129
Phone:
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Adcock James R Insurance

Address: 142 Heritage Park Dr Murfreesboro, TN 37129
Phone:
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Mobley Insurance Agency

Address: 1511 Memorial Blvd Murfreesboro, TN 37129
Phone:
Website: http://www.mobleyagency.com
Info:

Housing Demographics for 37129

Population Review for 37129 Zip Code

For the city of Murfreesboro, the population within 37129 has increased to over 66,975 residents in population size. The current population total is 60,494. We have broken down the population based on race below. In 37129, there are over 30034 in male population and 30460 females.

PopulationValues
Total Population60,494
White Population45488
Black Population6353
Hispanic Population4658
Asian Population1812
Hawaiian Population43
Indian Population232
Other Population2101
Male Population30034
Female Population30460
Population Estimate66975

Household Data for 37129

The average number of homes in 37129 is around 22,542, there are an average of 2.62 per household. The average house value according to local real estate values is around $270,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,542
Persons Per Household2.62
Average House Value$270,100
Income Per Household$77089
Median Age37.0
Median Age Male35.7
Median Age Female38.0
37129 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615/629
CityMurfreesboro
City Alias NameMURFREESBORO
CountyRutherford
County FIPS149
State FIPS47
Time Zone6
Day Light SavingY
MSA5360
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_NameNashville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1866
Number Of Employees34378
Business First Quarter Payroll362403
Business Annual Payroll1624732
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District04
Congressional LandArea5984.84
Delivery Residential25563
Delivery Business2426
Delivery Total33176
Preferred Last Line KeyX25558
Classification Code
Multi-County
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25558
Land Area80.004000
Water Area0.322000
City Alias Code
City Mixed CaseMurfreesboro
City Alias Mixed CaseMurfreesboro
Box Count618
SFDU18243
MFDU3673
State ANSI47
County ANSI149
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number476132
Unique ZIP Name
SSA State County Code44740
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRutherford

Tennessee Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]