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Home Insurance Rates in 37208

For homeowners shopping online in 37208, our insurance rates are very competitive for homeowners living in Nashville, TN. Many homeowners based out of the great city of Nashville have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Tennessee licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 37208, simply click the "Get Multiple Quotes Now" button. Your 37208 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Nashville, TN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

37208 Home Insurance Rating is: High!

If you live in 37208, you can easily save up to 40% off the average home insurance premium of $894 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Nashville can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 37208 today!

Get Multiple Home Insurance Rates in 37208!

37208 Home Insurance Average Premiums

Local 37208 homeowners insurance quotes comparison

$644 /yr.

Shows Zip Code: 37208 lowest rates with discounts applied on average.

For the 37208, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$644 /yr.
Average Coverage:$894 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1194 /yr.

What is the average home insurance cost for a home in 37208?

  • • The average homeowners insurance premium paid annually for a home in 37208 is around $894 per year.

What does it cost on average per month for home insurance in 37208?

  • • Homeowners in 37208 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 37208?

  • • Autoowners in 37208 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nashville area, check out other zip codes nearby 37208.
Review average rates in another zip code:
37215 homeowners insurance rates
37212 homeowners insurance rates
37221 homeowners insurance rates
37213 homeowners insurance rates
37240 homeowners insurance rates
37220 homeowners insurance rates
37207 homeowners insurance rates
37210 homeowners insurance rates
37211 homeowners insurance rates
37218 homeowners insurance rates

Home Replacement Cost Coverage in 37208

Average Building Cost Per Square Foot in 37208: $135

Location: Nashville, Tennessee (Davidson County)

Average Square Footage in 37208: 2,384 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37208 before you start any project. Nashville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37208 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37208 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,384 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nashville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1352,384$321,800
Additional Upgrades & Added Features$1692,384$402,250
Major Home Updates or Advancements$2032,384$482,700

It's important to understand that when you estimate your replacement cost of your home in the 37208 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37208

Best Home & Auto Insurance Agencies in 37208

Housing Demographics for 37208

Population Review for 37208 Zip Code

For the city of Nashville, the population within 37208 has increased to over 25,276 residents in population size. The current population total is 21,609. We have broken down the population based on race below. In 37208, there are over 9778 in male population and 11831 females.

PopulationValues
Total Population21,609
White Population7612
Black Population12120
Hispanic Population967
Asian Population303
Hawaiian Population10
Indian Population50
Other Population448
Male Population9778
Female Population11831
Population Estimate25276

Household Data for 37208

The average number of homes in 37208 is around 9,103, there are an average of 1.98 per household. The average house value according to local real estate values is around $321,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,103
Persons Per Household1.98
Average House Value$321,800
Income Per Household$54296
Median Age29.6
Median Age Male30.4
Median Age Female28.9
37208 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code615
CityNashville
City Alias NameNASHVILLE
CountyDavidson
County FIPS037
State FIPS47
Time Zone6
Day Light SavingY
MSA5360
PMSA
CSA400
CBSA34980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNashville-Davidson--Murfreesboro--Franklin, TN
MSA_NameNashville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses429
Number Of Employees6464
Business First Quarter Payroll75862
Business Annual Payroll346500
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1589934
CBSA Division Population0
Congressional District05|07
Congressional LandArea1248.57|9160.44
Delivery Residential12766
Delivery Business756
Delivery Total15960
Preferred Last Line KeyX25566
Classification Code
Multi-County
CSA NameNashville-Davidson--Murfreesboro, TN
CBSA_DIV_Name
City State KeyX25566
Land Area4.816000
Water Area0.156000
City Alias Code
City Mixed CaseNashville
City Alias Mixed CaseNashville
Box Count0
SFDU6910
MFDU4452
State ANSI47
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number476144
Unique ZIP Name
SSA State County Code44180
Medicare CBSA Code34980
Medicare CBSA NameNashville-Davidson--Murfreesboro--Franklin, TN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseDavidson

Tennessee Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]