Get multiple home insurance quotes in 37419. Our licensed 37419, TN agents are ready to serve you.

37419, TN Homeowners Insurance Rates

With a population size of 6,438 and with 2,782 occupied homes in the 37419 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Chattanooga, TN are around $908 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Chattanooga, Tennessee. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Tennessee home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Chattanooga, TN.

For Tennessee home insurance information, including average Chattanooga home insurance rates, coverage options or the different homeowners insurance types, please select Chattanooga, TN Home Insurance Quotes Now!

37419 Home Insurance Average Premiums

Local 37419 homeowners insurance quotes comparison

$658 /yr.

Shows Zip Code: 37419 lowest rates with discounts applied on average.

For the 37419, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$658 /yr.
Average Coverage:$908 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1208 /yr.

What is the average home insurance cost for a home in 37419?

  • • The average homeowners insurance premium paid annually for a home in 37419 is around $908 per year.

What does it cost on average per month for home insurance in 37419?

  • • Homeowners in 37419 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 37419?

  • • Autoowners in 37419 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chattanooga area, check out other zip codes nearby 37419.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 37419

Average Building Cost Per Square Foot in 37419: $135

Location: Chattanooga, Tennessee (Hamilton County)

Average Square Footage in 37419: 1,729 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37419 before you start any project. Chattanooga homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37419 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37419 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,729 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chattanooga area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,729$233,400
Additional Upgrades & Added Features$1691,729$291,750
Major Home Updates or Advancements$2031,729$350,100

It's important to understand that when you estimate your replacement cost of your home in the 37419 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37419

Best Home & Auto Insurance Agencies in 37419

Housing Demographics for 37419

Population Review for 37419 Zip Code

For the city of Chattanooga, the population within 37419 has increased to over 6,990 residents in population size. The current population total is 6,438. We have broken down the population based on race below. In 37419, there are over 3034 in male population and 3404 females.

PopulationValues
Total Population6,438
White Population5764
Black Population161
Hispanic Population138
Asian Population142
Hawaiian Population5
Indian Population21
Other Population32
Male Population3034
Female Population3404
Population Estimate6990

Household Data for 37419

The average number of homes in 37419 is around 2,782, there are an average of 2.31 per household. The average house value according to local real estate values is around $233,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,782
Persons Per Household2.31
Average House Value$233,400
Income Per Household$64200
Median Age45.5
Median Age Male45.5
Median Age Female45.5
37419 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code423
CityChattanooga
City Alias NameCHATTANOOGA
CountyHamilton
County FIPS065
State FIPS47
Time Zone5
Day Light SavingY
MSA1560
PMSA
CSA174
CBSA16860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChattanooga, TN-GA
MSA_NameChattanooga, TN-GA MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses175
Number Of Employees5629
Business First Quarter Payroll55422
Business Annual Payroll232801
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population528143
CBSA Division Population0
Congressional District03|04
Congressional LandArea4570.32|5984.84
Delivery Residential3026
Delivery Business211
Delivery Total3548
Preferred Last Line KeyX25003
Classification Code
Multi-CountyY
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyX25003
Land Area49.004000
Water Area5.059000
City Alias Code
City Mixed CaseChattanooga
City Alias Mixed CaseChattanooga
Box Count0
SFDU2738
MFDU3
State ANSI47
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number471560
Unique ZIP Name
SSA State County Code44320
Medicare CBSA Code16860
Medicare CBSA NameChattanooga, TN-GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHamilton

Tennessee Homeowners Insurance News & Information

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