Compare 37412 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Chattanooga just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 9,424 neighbors looking to save on their home insurance policy in the local 37412 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 37412. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Tennessee rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Chattanooga, TN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Chattanooga, TN

37412 Home Insurance Average Premiums

Local 37412 homeowners insurance quotes comparison

$699 /yr.

Shows Zip Code: 37412 lowest rates with discounts applied on average.

For the 37412, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$699 /yr.
Average Coverage:	$949 /yr.
2600 sq. ft. or higher (all discounts applied)	$1249 /yr.

What is the average home insurance cost for a home in 37412?

• The average homeowners insurance premium paid annually for a home in 37412 is around $949 per year.

What does it cost on average per month for home insurance in 37412?

• Homeowners in 37412 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 37412?

• Autoowners in 37412 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chattanooga area, check out other zip codes nearby 37412.
Review average rates in another zip code:
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37406 homeowners insurance rates

Home Replacement Cost Coverage in 37412

Average Building Cost Per Square Foot in 37412: $135

Location: Chattanooga, Tennessee (Hamilton County)

Average Square Footage in 37412: 1,055 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37412 before you start any project. Chattanooga homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37412 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37412 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,055 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chattanooga area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$135	1,055	$142,400
Additional Upgrades & Added Features	$169	1,055	$178,000
Major Home Updates or Advancements	$203	1,055	$213,600

Calculate Your Dwelling Coverage in 37412

It's important to understand that when you estimate your replacement cost of your home in the 37412 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 37412

Donny R. Garner Agency

Address: 5512 Ringgold Rd Chattanooga, TN 37412
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Associated Insurance Agency Inc

Address: 1402 Altamaha St Chattanooga, TN 37412
Phone:
Website:
Info:

Mulligan- Marty L

Address: 1419 Marlboro Ave Chattanooga, TN 37412
Phone:
Website:
Info:

Fry- John E

Address: 844 S Germantown Rd Chattanooga, TN 37412
Phone:
Website:
Info:

Greeson- Jeffrey L - State Farm Insurance Agent

Address: 5716 Ringgold Rd, #103 Chattanooga, TN 37412
Phone:
Website:
Info:

Housing Demographics for 37412

Population Review for 37412 Zip Code

For the city of Chattanooga, the population within 37412 has increased to over 22,785 residents in population size. The current population total is 21,881. We have broken down the population based on race below. In 37412, there are over 10510 in male population and 11371 females.

Population	Values
Total Population	21,881
White Population	15037
Black Population	2916
Hispanic Population	2835
Asian Population	400
Hawaiian Population	4
Indian Population	160
Other Population	1599
Male Population	10510
Female Population	11371
Population Estimate	22785

Household Data for 37412

The average number of homes in 37412 is around 9,424, there are an average of 2.31 per household. The average house value according to local real estate values is around $142,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	9,424
Persons Per Household	2.31
Average House Value	$142,400
Income Per Household	$50226
Median Age	38.5
Median Age Male	36.8
Median Age Female	40.2

37412 Details	Values
State	TN
State Full Name	Tennessee
City Type	P
City Alias Abbreviation
Area Code	423
City	Chattanooga
City Alias Name	CHATTANOOGA
County	Hamilton
County FIPS	065
State FIPS	47
Time Zone	5
Day Light Saving	Y
MSA	1560
PMSA
CSA	174
CBSA	16860
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Chattanooga, TN-GA
MSA_Name	Chattanooga, TN-GA MSA
PMSA_Name
Region	South
Division	East South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	438
Number Of Employees	6331
Business First Quarter Payroll	51410
Business Annual Payroll	230194
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	528143
CBSA Division Population	0
Congressional District	03
Congressional LandArea	4570.32
Delivery Residential	9864
Delivery Business	658
Delivery Total	11570
Preferred Last Line Key	X25003
Classification Code
Multi-County
CSA Name	Chattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State Key	X25003
Land Area	8.659000
Water Area	0.000000
City Alias Code
City Mixed Case	Chattanooga
City Alias Mixed Case	Chattanooga
Box Count	411
SFDU	8080
MFDU	1584
State ANSI	47
County ANSI	065
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	471560
Unique ZIP Name
SSA State County Code	44320
Medicare CBSA Code	16860
Medicare CBSA Name	Chattanooga, TN-GA
Medicare CBSA Type	Metro
Market Rating Area ID	3
County Mixed Case	Hamilton

Tennessee Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

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