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75002 Home Insurance Quotes & Rates

Currently, the 22,809 homes within the 75002 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Texas is around $1,468 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Allen, TX, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 75002.

Texas is now ranking #4 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Allen home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Texas has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 75002 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Allen, Texas home insurance rates today!

Please give us a call now at 1-866-502-7287, easily get up to 12 rates over the phone in minutes. For Allen, TX Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

75002 Home Insurance Average Premiums

Local 75002 homeowners insurance quotes comparison

$1218 /yr.

Shows Zip Code: 75002 lowest rates with discounts applied on average.

For the 75002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1218 /yr.
Average Coverage:$1468 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1768 /yr.

What is the average home insurance cost for a home in 75002?

  • • The average homeowners insurance premium paid annually for a home in 75002 is around $1468 per year.

What does it cost on average per month for home insurance in 75002?

  • • Homeowners in 75002 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 75002?

  • • Autoowners in 75002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Allen area, check out other zip codes nearby 75002.
Review average rates in another zip code:
75002 homeowners insurance rates
75013 homeowners insurance rates

Home Replacement Cost Coverage in 75002

Average Building Cost Per Square Foot in 75002: $129

Location: Allen, Texas (Collin County)

Average Square Footage in 75002: 2,447 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75002 before you start any project. Allen homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,447 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Allen area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,447$315,600
Additional Upgrades & Added Features$1612,447$394,500
Major Home Updates or Advancements$1942,447$473,400

It's important to understand that when you estimate your replacement cost of your home in the 75002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75002

Allstate Insurance - Michael D Durand

Address: 1201 E Main Allen, TX 75002
Phone: (972)747-7643
Website:

Allstate Insurance - Robert E. Boone

Address: 1506 N Greenville Ave Suite 210 Allen, TX 75002
Phone: (972)678-2080
Website:

Allstate Insurance - Shawn Peterson

Address: 801 S Greenville 105a Allen, TX 75002
Phone: (972)727-1193
Website:

Best Home & Auto Insurance Agencies in 75002

Allstate Insurance - Shawn Peterson

Address: 801 S Greenville Ave Allen, TX 75002
Phone:
Website:
Info:

Allstate Insurance Company - Shawn Peterson

Address: 1201 E Main St, #250 Allen, TX 75002
Phone:
Website: http://www.allstateagencies.com/068954?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Michael Durand

Address: 600 E Main St Allen, TX 75002
Phone:
Website: http://www.allstateagencies.com/080511?cid=OTC-YP.com-IYP&att=TL
Info:

Bea test ads

Address: 101 E Main St Allen, TX 75002
Phone:
Website:
Info:

Allstate Insurance - Robert E. Boone

Address: 1506 N Greenville Ave, #210 Allen, TX 75002
Phone:
Website:
Info:

Housing Demographics for 75002

Population Review for 75002 Zip Code

For the city of Allen, the population within 75002 has increased to over 74,700 residents in population size. The current population total is 69,939. We have broken down the population based on race below. In 75002, there are over 34410 in male population and 35529 females.

PopulationValues
Total Population69,939
White Population41882
Black Population7198
Hispanic Population10255
Asian Population9047
Hawaiian Population38
Indian Population451
Other Population3341
Male Population34410
Female Population35529
Population Estimate74700

Household Data for 75002

The average number of homes in 75002 is around 22,809, there are an average of 3.06 per household. The average house value according to local real estate values is around $315,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,809
Persons Per Household3.06
Average House Value$315,600
Income Per Household$110796
Median Age38.5
Median Age Male37.3
Median Age Female39.6
75002 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code469/972/214/945
CityAllen
City Alias NameALLEN
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1223
Number Of Employees11691
Business First Quarter Payroll110318
Business Annual Payroll496566
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03
Congressional LandArea480.88
Delivery Residential24412
Delivery Business795
Delivery Total25410
Preferred Last Line KeyW22717
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW22717
Land Area37.580000
Water Area2.470000
City Alias Code
City Mixed CaseAllen
City Alias Mixed CaseAllen
Box Count0
SFDU18891
MFDU2625
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480160
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]