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Compare 75013 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Allen just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,759 neighbors looking to save on their home insurance policy in the local 75013 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 75013. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Allen, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Allen, TX

75013 Home Insurance Average Premiums

Local 75013 homeowners insurance quotes comparison

$1271 /yr.

Shows Zip Code: 75013 lowest rates with discounts applied on average.

For the 75013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1271 /yr.
Average Coverage:$1521 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1821 /yr.

What is the average home insurance cost for a home in 75013?

  • • The average homeowners insurance premium paid annually for a home in 75013 is around $1521 per year.

What does it cost on average per month for home insurance in 75013?

  • • Homeowners in 75013 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 75013?

  • • Autoowners in 75013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Allen area, check out other zip codes nearby 75013.
Review average rates in another zip code:
75013 homeowners insurance rates
75002 homeowners insurance rates

Home Replacement Cost Coverage in 75013

Average Building Cost Per Square Foot in 75013: $129

Location: Allen, Texas (Collin County)

Average Square Footage in 75013: 3,380 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75013 before you start any project. Allen homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,380 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Allen area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1293,380$436,000
Additional Upgrades & Added Features$1613,380$545,000
Major Home Updates or Advancements$1943,380$654,000

It's important to understand that when you estimate your replacement cost of your home in the 75013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75013

Best Home & Auto Insurance Agencies in 75013

Christakos- Mickey F - State Farm Insurance Agent

Address: 1505 W McDermott Dr, #125 Allen, TX 75013
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Jim Cochran-Farmers Insurance

Address: 1301 Central Expy S, Ste 115 Allen, TX 75013
Phone:
Website: http://www.farmersagent.com/jcochran
Info:

Johnson, Lisa D - State Farm Insurance Agent

Address: 203 S Alma Dr, Ste 100 Allen, TX 75013
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=437612
Info:

Allstate Insurance Company - Duane Graden

Address: 825 Market St Allen, TX 75013
Phone:
Website: http://www.allstateagencies.com/050841?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies - Sales Offices- Allen

Address: 109 W Main St Allen, TX 75013
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 75013

Population Review for 75013 Zip Code

For the city of Allen, the population within 75013 has increased to over 59,083 residents in population size. The current population total is 48,360. We have broken down the population based on race below. In 75013, there are over 23551 in male population and 24809 females.

PopulationValues
Total Population48,360
White Population23982
Black Population3633
Hispanic Population4459
Asian Population14848
Hawaiian Population26
Indian Population169
Other Population1096
Male Population23551
Female Population24809
Population Estimate59083

Household Data for 75013

The average number of homes in 75013 is around 16,759, there are an average of 2.88 per household. The average house value according to local real estate values is around $436,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,759
Persons Per Household2.88
Average House Value$436,000
Income Per Household$145220
Median Age38.0
Median Age Male37.6
Median Age Female38.3
75013 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code469/972/214/945
CityAllen
City Alias NameALLEN
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1640
Number Of Employees18732
Business First Quarter Payroll268216
Business Annual Payroll1178355
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03
Congressional LandArea480.88
Delivery Residential20515
Delivery Business1404
Delivery Total22806
Preferred Last Line KeyW22717
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW22717
Land Area15.044000
Water Area0.061000
City Alias Code
City Mixed CaseAllen
City Alias Mixed CaseAllen
Box Count819
SFDU10895
MFDU6609
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480160
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]