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75235 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 75235 zip code it's important to know that our rates are very competitive for homeowners living in Dallas, TX. Many homeowners based out of your 75235 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75235 should appear in the zip code field ready to go. For Dallas, TX Homeowners Insurance Quotes nearby, we offer the best rates and service.

75235: Average Home Insurance Rates

For homeowners living in the great city of Dallas, the average homeowners policy is considered very high in comparison to other states. Texas premiums are estimated to be around $1534 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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75235 Home Insurance Average Premiums

Local 75235 homeowners insurance quotes comparison

$1284 /yr.

Shows Zip Code: 75235 lowest rates with discounts applied on average.

For the 75235, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1284 /yr.
Average Coverage:$1534 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1834 /yr.

What is the average home insurance cost for a home in 75235?

  • • The average homeowners insurance premium paid annually for a home in 75235 is around $1534 per year.

What does it cost on average per month for home insurance in 75235?

  • • Homeowners in 75235 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 75235?

  • • Autoowners in 75235 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75235.
Review average rates in another zip code:
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75224 homeowners insurance rates
75207 homeowners insurance rates
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75253 homeowners insurance rates

Home Replacement Cost Coverage in 75235

Average Building Cost Per Square Foot in 75235: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75235: 1,705 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75235 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75235 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75235 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,705 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,705$219,900
Additional Upgrades & Added Features$1611,705$274,875
Major Home Updates or Advancements$1941,705$329,850

It's important to understand that when you estimate your replacement cost of your home in the 75235 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75235

A + American Insurance agency

Address: 2555 inwood Rd. # 247 Dallas, TX 75235
Phone: (214)351-4097
Website:

Best Home & Auto Insurance Agencies in 75235

Texas SR22 Insurance

Address: 2555 Inwood Rd, #248 Dallas, TX 75235
Phone:
Website: http://www.texas-sr22-insurance.org/
Info:

Alpha Indemnity

Address: 1545 W Mockingbird Ln Dallas, TX 75235
Phone:
Website:
Info:

Adriana S Insurance

Address: 5414 Cedar Springs Rd Dallas, TX 75235
Phone:
Website: http://www.insurance-directory.biz/Adriana_Solorzano
Info:

A + American Insurance agency

Address: 2555 Inwood Rd, #Rd-247 Dallas, TX 75235
Phone:
Website:
Info:

Allstate Insurance Company - Eddie Ellefson

Address: 2920 Inwood Rd Dallas, TX 75235
Phone:
Website: http://www.allstateagencies.com/051661?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 75235

Population Review for 75235 Zip Code

For the city of Dallas, the population within 75235 has increased to over 20,477 residents in population size. The current population total is 19,153. We have broken down the population based on race below. In 75235, there are over 10348 in male population and 8805 females.

PopulationValues
Total Population19,153
White Population6187
Black Population3004
Hispanic Population9422
Asian Population1833
Hawaiian Population10
Indian Population254
Other Population4100
Male Population10348
Female Population8805
Population Estimate20477

Household Data for 75235

The average number of homes in 75235 is around 8,704, there are an average of 2.11 per household. The average house value according to local real estate values is around $219,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,704
Persons Per Household2.11
Average House Value$219,900
Income Per Household$49805
Median Age32.5
Median Age Male33.2
Median Age Female31.6
75235 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code214/469/972/945/817/682
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses617
Number Of Employees32508
Business First Quarter Payroll693134
Business Annual Payroll2710229
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District30|33
Congressional LandArea356.27|211.94
Delivery Residential9705
Delivery Business1135
Delivery Total12116
Preferred Last Line KeyW23428
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area6.659000
Water Area0.011000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count41
SFDU2606
MFDU6835
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]