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Home Insurance in 76002

One of the best ways to save money on your homeowners insurance policy in the 76002 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Arlington, TX. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Texas licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 76002 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 76002

Find Arlington, TX Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 76002

According to industry data, homeowners located in Arlington pay roughly $1467 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 76002 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Texas home insurance premiums found that premiums in 76002 are 4 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 76002 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 76002.

Let us find you a great policy at an affordable price, get 76002 homeowners insurance quotes now.

76002 Home Insurance Average Premiums

Local 76002 homeowners insurance quotes comparison

$1217 /yr.

Shows Zip Code: 76002 lowest rates with discounts applied on average.

For the 76002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1217 /yr.
Average Coverage:$1467 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1767 /yr.

What is the average home insurance cost for a home in 76002?

  • • The average homeowners insurance premium paid annually for a home in 76002 is around $1467 per year.

What does it cost on average per month for home insurance in 76002?

  • • Homeowners in 76002 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 76002?

  • • Autoowners in 76002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arlington area, check out other zip codes nearby 76002.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 76002

Average Building Cost Per Square Foot in 76002: $129

Location: Arlington, Texas (Tarrant County)

Average Square Footage in 76002: 1,778 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76002 before you start any project. Arlington homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,778 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,778$229,400
Additional Upgrades & Added Features$1611,778$286,750
Major Home Updates or Advancements$1941,778$344,100

It's important to understand that when you estimate your replacement cost of your home in the 76002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76002

Allstate Insurance - Patrick O'Brian

Address: 3516 Harwood #108 Arlington, TX 76002
Phone: (817)267-9083
Website:

Best Home & Auto Insurance Agencies in 76002

Allstate Insurance-The Davis Agency

Address: 6201 Matlock Rd, #137 Arlington, TX 76002
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 76002

Population Review for 76002 Zip Code

For the city of Arlington, the population within 76002 has increased to over 38,374 residents in population size. The current population total is 35,021. We have broken down the population based on race below. In 76002, there are over 17032 in male population and 17989 females.

PopulationValues
Total Population35,021
White Population9129
Black Population12486
Hispanic Population8487
Asian Population5058
Hawaiian Population38
Indian Population268
Other Population3330
Male Population17032
Female Population17989
Population Estimate38374

Household Data for 76002

The average number of homes in 76002 is around 10,117, there are an average of 3.46 per household. The average house value according to local real estate values is around $229,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,117
Persons Per Household3.46
Average House Value$229,400
Income Per Household$93948
Median Age33.8
Median Age Male31.6
Median Age Female35.6
76002 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code817/972
CityArlington
City Alias NameARLINGTON
CountyTarrant
County FIPS439
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA2800
CSA206
CBSA19100
CBSA_DIV23104
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameFort Worth-Arlington, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses261
Number Of Employees1708
Business First Quarter Payroll10528
Business Annual Payroll49463
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population2136022
Congressional District06|25
Congressional LandArea2148.41|7620.7
Delivery Residential11091
Delivery Business181
Delivery Total12856
Preferred Last Line KeyW22782
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameFort Worth-Arlington-Grapevine, TX
City State KeyW22782
Land Area7.132000
Water Area0.008000
City Alias Code
City Mixed CaseArlington
City Alias Mixed CaseArlington
Box Count0
SFDU5775
MFDU529
State ANSI48
County ANSI439
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480335
Unique ZIP Name
SSA State County Code45910
Medicare CBSA Code23104
Medicare CBSA NameFort Worth-Arlington-Grapevine, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseTarrant

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]