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Are you paying too much for homeowners insurance in 76013? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Arlington, TX that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Texas licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 76013?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 76013 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 76013 and get ready to save.

3 Easy Ways To Save Money In 76013

These three links will help you explore home insurance quotes in 76013 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 76013 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in Arlington is roughly $1482. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 76013 Homeowners Insurance Rates Right Now!

76013 Home Insurance Average Premiums

Local 76013 homeowners insurance quotes comparison

$1232 /yr.

Shows Zip Code: 76013 lowest rates with discounts applied on average.

For the 76013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1232 /yr.
Average Coverage:$1482 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1782 /yr.

What is the average home insurance cost for a home in 76013?

  • • The average homeowners insurance premium paid annually for a home in 76013 is around $1482 per year.

What does it cost on average per month for home insurance in 76013?

  • • Homeowners in 76013 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 76013?

  • • Autoowners in 76013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arlington area, check out other zip codes nearby 76013.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 76013

Average Building Cost Per Square Foot in 76013: $129

Location: Arlington, Texas (Tarrant County)

Average Square Footage in 76013: 1,797 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76013 before you start any project. Arlington homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,797 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,797$231,800
Additional Upgrades & Added Features$1611,797$289,750
Major Home Updates or Advancements$1941,797$347,700

It's important to understand that when you estimate your replacement cost of your home in the 76013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76013

Allstate Insurance-Susan Yap

Address: 2175 W Green Oaks Blvd Arlington, TX 76013
Phone: (817)446-1522
Website:

Allstate Insurance - Earl Turner

Address: 3607 W Park Row Dr Arlington, TX 76013
Phone: (817)261-1603
Website:

Allstate Insurance - Roy Bingham

Address: 2106 Pioneer Park Ste128 Pantego, TX 76013
Phone: (817)460-5078
Website:

Best Home & Auto Insurance Agencies in 76013

J Prochaska - Farmers Insurance

Address: 3611 W Pioneer Pky Pantego, TX 76013
Phone:
Website: http://www.farmersagent.com/jprochaska/
Info:

Anchor Insurance Agency

Address: 1125 W Abram St, #105 Arlington, TX 76013
Phone:
Website: http://www.anchor-agency.com
Info:

Allstate Insurance-Susan Yap

Address: 2175 W Green Oaks Blvd Arlington, TX 76013
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Arlington

Address: 3638 W Pioneer Pky, #201 Pantego, TX 76013
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance - Roy Bingham

Address: 2106 W Pioneer Pky, #Ste128 Pantego, TX 76013
Phone:
Website:
Info:

Housing Demographics for 76013

Population Review for 76013 Zip Code

For the city of Arlington, the population within 76013 has increased to over 32,957 residents in population size. The current population total is 36,535. We have broken down the population based on race below. In 76013, there are over 17984 in male population and 18551 females.

PopulationValues
Total Population36,535
White Population21161
Black Population5359
Hispanic Population6899
Asian Population3032
Hawaiian Population28
Indian Population307
Other Population2667
Male Population17984
Female Population18551
Population Estimate32957

Household Data for 76013

The average number of homes in 76013 is around 13,909, there are an average of 2.37 per household. The average house value according to local real estate values is around $231,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,909
Persons Per Household2.37
Average House Value$231,800
Income Per Household$61912
Median Age32.1
Median Age Male29.6
Median Age Female34.9
76013 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code817
CityArlington
City Alias NameARLINGTON
CountyTarrant
County FIPS439
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA2800
CSA206
CBSA19100
CBSA_DIV23104
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameFort Worth-Arlington, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1007
Number Of Employees8431
Business First Quarter Payroll75810
Business Annual Payroll340528
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population2136022
Congressional District06|25|33
Congressional LandArea2148.41|7620.7|211.94
Delivery Residential13906
Delivery Business1484
Delivery Total16225
Preferred Last Line KeyW22782
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameFort Worth-Arlington-Grapevine, TX
City State KeyW22782
Land Area8.976000
Water Area0.504000
City Alias Code
City Mixed CaseArlington
City Alias Mixed CaseArlington
Box Count0
SFDU8639
MFDU4214
State ANSI48
County ANSI439
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480335
Unique ZIP Name
SSA State County Code45910
Medicare CBSA Code23104
Medicare CBSA NameFort Worth-Arlington-Grapevine, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseTarrant

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]