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Check Out 76901 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in San Angelo, TX.

We will gather some basic information about your home in San Angelo, TX and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Texas licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 76901 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 76901

We have pulled together a variety of data related to homeowners insurance in Texas. Simply click on one of the links below to learn about the average cost of homeowners insurance in Texas as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional San Angelo, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

76901 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 76901 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Texas is roughly $1479. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 76901 homeowners insurance policy!

76901 Home Insurance Average Premiums

Local 76901 homeowners insurance quotes comparison

$1229 /yr.

Shows Zip Code: 76901 lowest rates with discounts applied on average.

For the 76901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1229 /yr.
Average Coverage:$1479 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1779 /yr.

What is the average home insurance cost for a home in 76901?

  • • The average homeowners insurance premium paid annually for a home in 76901 is around $1479 per year.

What does it cost on average per month for home insurance in 76901?

  • • Homeowners in 76901 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 76901?

  • • Autoowners in 76901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Angelo area, check out other zip codes nearby 76901.
Review average rates in another zip code:
76901 homeowners insurance rates
76904 homeowners insurance rates
76905 homeowners insurance rates
76903 homeowners insurance rates

Home Replacement Cost Coverage in 76901

Average Building Cost Per Square Foot in 76901: $129

Location: San Angelo, Texas (Tom Green County)

Average Square Footage in 76901: 1,095 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76901 before you start any project. San Angelo homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,095 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Angelo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,095$141,300
Additional Upgrades & Added Features$1611,095$176,625
Major Home Updates or Advancements$1941,095$211,950

It's important to understand that when you estimate your replacement cost of your home in the 76901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76901

Allstate Insurance - Jade Hambright

Address: 2108 W Beauregard Ave In The Village San Angelo, TX 76901
Phone: (325)947-5970
Website:

P K Kelley Insurance Agency

Address: 2804 Sherwood Way San Angelo, TX 76901
Phone: (325)224-8000
Website:

Best Home & Auto Insurance Agencies in 76901

Allstate Insurance - Jade Hambright

Address: 2108 W Beauregard Ave San Angelo, TX 76901
Phone:
Website:
Info:

Housing Demographics for 76901

Population Review for 76901 Zip Code

For the city of San Angelo, the population within 76901 has increased to over 34,162 residents in population size. The current population total is 31,084. We have broken down the population based on race below. In 76901, there are over 15395 in male population and 15689 females.

PopulationValues
Total Population31,084
White Population20696
Black Population988
Hispanic Population11964
Asian Population343
Hawaiian Population28
Indian Population289
Other Population2927
Male Population15395
Female Population15689
Population Estimate34162

Household Data for 76901

The average number of homes in 76901 is around 12,350, there are an average of 2.50 per household. The average house value according to local real estate values is around $141,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,350
Persons Per Household2.50
Average House Value$141,300
Income Per Household$64923
Median Age36.5
Median Age Male35.4
Median Age Female37.7
76901 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code325
CitySan Angelo
City Alias NameSAN ANGELO
CountyTom Green
County FIPS451
State FIPS48
Time Zone6
Day Light SavingY
MSA7200
PMSA
CSA
CBSA41660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Angelo, TX
MSA_NameSan Angelo, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses624
Number Of Employees7992
Business First Quarter Payroll65902
Business Annual Payroll299852
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population111823
CBSA Division Population0
Congressional District11
Congressional LandArea27832.17
Delivery Residential13665
Delivery Business822
Delivery Total14350
Preferred Last Line KeyW25504
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW25504
Land Area346.033000
Water Area6.651000
City Alias Code
City Mixed CaseSan Angelo
City Alias Mixed CaseSan Angelo
Box Count0
SFDU9558
MFDU1501
State ANSI48
County ANSI451
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487975
Unique ZIP Name
SSA State County Code45930
Medicare CBSA Code41660
Medicare CBSA NameSan Angelo, TX
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseTom Green

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]