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Homeowners Insurance in 76903

Getting the most affordable home insurance rates in 76903 just got easier for San Angelo, TX home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of San Angelo. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-866-502-7287 For San Angelo, TX Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 76903

When discussing Texas homeowners insurance rates, San Angelo residents are finding new ways to save time and money by discovering lower rates when they shop online. Texas may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 4. Residents that live within the 76903 zipcode are currently paying $1519 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in San Angelo does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

76903 Home Insurance Average Premiums

Local 76903 homeowners insurance quotes comparison

$1269 /yr.

Shows Zip Code: 76903 lowest rates with discounts applied on average.

For the 76903, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1269 /yr.
Average Coverage:$1519 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1819 /yr.

What is the average home insurance cost for a home in 76903?

  • • The average homeowners insurance premium paid annually for a home in 76903 is around $1519 per year.

What does it cost on average per month for home insurance in 76903?

  • • Homeowners in 76903 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 76903?

  • • Autoowners in 76903 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Angelo area, check out other zip codes nearby 76903.
Review average rates in another zip code:
76903 homeowners insurance rates
76904 homeowners insurance rates
76901 homeowners insurance rates
76905 homeowners insurance rates

Home Replacement Cost Coverage in 76903

Average Building Cost Per Square Foot in 76903: $129

Location: San Angelo, Texas (Tom Green County)

Average Square Footage in 76903: 698 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76903 before you start any project. San Angelo homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76903 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76903 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 698 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Angelo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129698$90,100
Additional Upgrades & Added Features$161698$112,625
Major Home Updates or Advancements$194698$135,150

It's important to understand that when you estimate your replacement cost of your home in the 76903 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76903

Best Home & Auto Insurance Agencies in 76903

Crockett National Insurance

Address: 502 S Koenigheim St, #1d San Angelo, TX 76903
Phone:
Website:
Info:

Housing Demographics for 76903

Population Review for 76903 Zip Code

For the city of San Angelo, the population within 76903 has increased to over 35,342 residents in population size. The current population total is 32,215. We have broken down the population based on race below. In 76903, there are over 15754 in male population and 16461 females.

PopulationValues
Total Population32,215
White Population17385
Black Population1423
Hispanic Population18552
Asian Population237
Hawaiian Population39
Indian Population379
Other Population5452
Male Population15754
Female Population16461
Population Estimate35342

Household Data for 76903

The average number of homes in 76903 is around 12,625, there are an average of 2.50 per household. The average house value according to local real estate values is around $90,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,625
Persons Per Household2.50
Average House Value$90,100
Income Per Household$43844
Median Age37.1
Median Age Male36.2
Median Age Female38.2
76903 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code325
CitySan Angelo
City Alias NameSAN ANGELO
CountyTom Green
County FIPS451
State FIPS48
Time Zone6
Day Light SavingY
MSA7200
PMSA
CSA
CBSA41660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Angelo, TX
MSA_NameSan Angelo, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1023
Number Of Employees15029
Business First Quarter Payroll179008
Business Annual Payroll797485
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population111823
CBSA Division Population0
Congressional District11
Congressional LandArea27832.17
Delivery Residential14137
Delivery Business1686
Delivery Total15728
Preferred Last Line KeyW25504
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW25504
Land Area25.045000
Water Area0.005000
City Alias Code
City Mixed CaseSan Angelo
City Alias Mixed CaseSan Angelo
Box Count0
SFDU9670
MFDU2271
State ANSI48
County ANSI451
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487975
Unique ZIP Name
SSA State County Code45930
Medicare CBSA Code41660
Medicare CBSA NameSan Angelo, TX
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseTom Green

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]