Get multiple home insurance quotes in 77346. Our licensed 77346, TX agents are ready to serve you.

77346, TX Homeowners Insurance Rates

With a population size of 71,119 and with 23,399 occupied homes in the 77346 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Humble, TX are around $1,464 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Humble, Texas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-866-502-7287 so we can help you review rates today!

It's important to know that if your Texas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Humble, TX.

For Texas home insurance information, including average Humble home insurance rates, coverage options or the different homeowners insurance types, please select Humble, TX Home Insurance Quotes Now!

77346 Home Insurance Average Premiums

Local 77346 homeowners insurance quotes comparison

$1214 /yr.

Shows Zip Code: 77346 lowest rates with discounts applied on average.

For the 77346, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1214 /yr.
Average Coverage:$1464 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1764 /yr.

What is the average home insurance cost for a home in 77346?

  • • The average homeowners insurance premium paid annually for a home in 77346 is around $1464 per year.

What does it cost on average per month for home insurance in 77346?

  • • Homeowners in 77346 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 77346?

  • • Autoowners in 77346 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Humble area, check out other zip codes nearby 77346.
Review average rates in another zip code:
77346 homeowners insurance rates
77396 homeowners insurance rates
77338 homeowners insurance rates

Home Replacement Cost Coverage in 77346

Average Building Cost Per Square Foot in 77346: $129

Location: Humble, Texas (Harris County)

Average Square Footage in 77346: 1,774 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77346 before you start any project. Humble homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77346 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77346 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,774 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Humble area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,774$228,900
Additional Upgrades & Added Features$1611,774$286,125
Major Home Updates or Advancements$1941,774$343,350

It's important to understand that when you estimate your replacement cost of your home in the 77346 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77346

Allstate Insurance - Tim Bates

Address: 8031 F M 1960 Rd. East Humble, TX 77346
Phone: (281)852-0611
Website:

Best Home & Auto Insurance Agencies in 77346

Bill Worrell Insurance

Address: 5762 Fm 1960 Rd E Humble, TX 77346
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Burklew- Marcia M - State Farm Insurance Agent

Address: 8013 Fm 1960 Rd E Humble, TX 77346
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Tim Bates

Address: 8031 Fm 1960 Rd E Humble, TX 77346
Phone:
Website:
Info:

Housing Demographics for 77346

Population Review for 77346 Zip Code

For the city of Humble, the population within 77346 has increased to over 86,679 residents in population size. The current population total is 71,119. We have broken down the population based on race below. In 77346, there are over 34491 in male population and 36628 females.

PopulationValues
Total Population71,119
White Population36583
Black Population14083
Hispanic Population19641
Asian Population2679
Hawaiian Population141
Indian Population524
Other Population6101
Male Population34491
Female Population36628
Population Estimate86679

Household Data for 77346

The average number of homes in 77346 is around 23,399, there are an average of 3.03 per household. The average house value according to local real estate values is around $228,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,399
Persons Per Household3.03
Average House Value$228,900
Income Per Household$111111
Median Age35.9
Median Age Male34.8
Median Age Female36.8
77346 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281
CityHumble
City Alias NameHUMBLE
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses880
Number Of Employees8291
Business First Quarter Payroll60856
Business Annual Payroll272188
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District02|18
Congressional LandArea308.75|235.2
Delivery Residential28607
Delivery Business843
Delivery Total34368
Preferred Last Line KeyW24146
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24146
Land Area17.926000
Water Area2.558000
City Alias Code
City Mixed CaseHumble
City Alias Mixed CaseHumble
Box Count0
SFDU7007
MFDU4136
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484190
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]