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If you live in the 77396 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Humble have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our TX licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 77396 and then compare quotes from a variety of nationwide insurance companies.

77396 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 77396 the average premium for homeowners coverage is $1509 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 77396. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 77396 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Humble, TX home insurance quotes in your area.

77396 Home Insurance Average Premiums

Local 77396 homeowners insurance quotes comparison

$1259 /yr.

Shows Zip Code: 77396 lowest rates with discounts applied on average.

For the 77396, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1259 /yr.
Average Coverage:$1509 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1809 /yr.

What is the average home insurance cost for a home in 77396?

  • • The average homeowners insurance premium paid annually for a home in 77396 is around $1509 per year.

What does it cost on average per month for home insurance in 77396?

  • • Homeowners in 77396 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 77396?

  • • Autoowners in 77396 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Humble area, check out other zip codes nearby 77396.
Review average rates in another zip code:
77396 homeowners insurance rates
77346 homeowners insurance rates
77338 homeowners insurance rates

Home Replacement Cost Coverage in 77396

Average Building Cost Per Square Foot in 77396: $129

Location: Humble, Texas (Harris County)

Average Square Footage in 77396: 1,341 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77396 before you start any project. Humble homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77396 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77396 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,341 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Humble area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,341$173,000
Additional Upgrades & Added Features$1611,341$216,250
Major Home Updates or Advancements$1941,341$259,500

It's important to understand that when you estimate your replacement cost of your home in the 77396 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77396

Best Home & Auto Insurance Agencies in 77396

Allstate Insurance

Address: 8035 E North Belt Humble, TX 77396
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 77396

Population Review for 77396 Zip Code

For the city of Humble, the population within 77396 has increased to over 64,405 residents in population size. The current population total is 61,058. We have broken down the population based on race below. In 77396, there are over 30645 in male population and 30413 females.

PopulationValues
Total Population61,058
White Population15241
Black Population20216
Hispanic Population26631
Asian Population2107
Hawaiian Population286
Indian Population856
Other Population11534
Male Population30645
Female Population30413
Population Estimate64405

Household Data for 77396

The average number of homes in 77396 is around 19,080, there are an average of 3.07 per household. The average house value according to local real estate values is around $173,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,080
Persons Per Household3.07
Average House Value$173,000
Income Per Household$70623
Median Age31.6
Median Age Male30.9
Median Age Female32.4
77396 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281/346/832
CityHumble
City Alias NameHUMBLE
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses701
Number Of Employees9076
Business First Quarter Payroll95828
Business Annual Payroll421470
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District02|18|29
Congressional LandArea308.75|235.2|187.07
Delivery Residential20979
Delivery Business960
Delivery Total21533
Preferred Last Line KeyW24146
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24146
Land Area24.879000
Water Area0.130000
City Alias Code
City Mixed CaseHumble
City Alias Mixed CaseHumble
Box Count0
SFDU3814
MFDU5869
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484190
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]