Get multiple home insurance quotes in 77503. Our licensed 77503, TX agents are ready to serve you.

Home Insurance Rates in 77503

For homeowners shopping online in 77503, our insurance rates are very competitive for homeowners living in Pasadena, TX. Many homeowners based out of the great city of Pasadena have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 77503, simply click the "Get Multiple Quotes Now" button. Your 77503 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Pasadena, TX Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

77503 Home Insurance Rating is: Very High!

If you live in 77503, you can easily save up to 40% off the average home insurance premium of $1511 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Pasadena can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 77503 today!

Get Multiple Home Insurance Rates in 77503!

77503 Home Insurance Average Premiums

Local 77503 homeowners insurance quotes comparison

$1261 /yr.

Shows Zip Code: 77503 lowest rates with discounts applied on average.

For the 77503, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1261 /yr.
Average Coverage:$1511 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1811 /yr.

What is the average home insurance cost for a home in 77503?

  • • The average homeowners insurance premium paid annually for a home in 77503 is around $1511 per year.

What does it cost on average per month for home insurance in 77503?

  • • Homeowners in 77503 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 77503?

  • • Autoowners in 77503 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pasadena area, check out other zip codes nearby 77503.
Review average rates in another zip code:
77502 homeowners insurance rates
77506 homeowners insurance rates
77503 homeowners insurance rates
77504 homeowners insurance rates
77505 homeowners insurance rates

Home Replacement Cost Coverage in 77503

Average Building Cost Per Square Foot in 77503: $129

Location: Pasadena, Texas (Harris County)

Average Square Footage in 77503: 916 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77503 before you start any project. Pasadena homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77503 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77503 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 916 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pasadena area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129916$118,100
Additional Upgrades & Added Features$161916$147,625
Major Home Updates or Advancements$194916$177,150

It's important to understand that when you estimate your replacement cost of your home in the 77503 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77503

Best Home & Auto Insurance Agencies in 77503

Housing Demographics for 77503

Population Review for 77503 Zip Code

For the city of Pasadena, the population within 77503 has increased to over 25,896 residents in population size. The current population total is 24,956. We have broken down the population based on race below. In 77503, there are over 12343 in male population and 12613 females.

PopulationValues
Total Population24,956
White Population10704
Black Population912
Hispanic Population17344
Asian Population184
Hawaiian Population9
Indian Population364
Other Population6342
Male Population12343
Female Population12613
Population Estimate25896

Household Data for 77503

The average number of homes in 77503 is around 8,257, there are an average of 2.99 per household. The average house value according to local real estate values is around $118,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,257
Persons Per Household2.99
Average House Value$118,100
Income Per Household$63132
Median Age32.8
Median Age Male32.0
Median Age Female33.9
77503 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281/832/346/713
CityPasadena
City Alias NamePASADENA
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses387
Number Of Employees12484
Business First Quarter Payroll229025
Business Annual Payroll900111
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District29|36
Congressional LandArea187.07|7125.83
Delivery Residential8661
Delivery Business633
Delivery Total9386
Preferred Last Line KeyW25091
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW25091
Land Area6.341000
Water Area0.045000
City Alias Code
City Mixed CasePasadena
City Alias Mixed CasePasadena
Box Count0
SFDU5393
MFDU2582
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number486845
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]