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Homeowners Insurance in 77505

For homeowners living in 77505, you want more affordable home insurance rates in Pasadena, right? Our rates are very competitive for homeowners living in the great city of Pasadena, TX. Many homeowners living in the 77505 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 77505 should appear in the zip code field ready to go. Comparing Pasadena, TX Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

77505 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Pasadena pay around $1544 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Texas home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 77505 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Pasadena homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Texas home insurance premium today!

Get 77505 Homeowners Insurance Rates Now!

77505 Home Insurance Average Premiums

Local 77505 homeowners insurance quotes comparison

$1294 /yr.

Shows Zip Code: 77505 lowest rates with discounts applied on average.

For the 77505, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1294 /yr.
Average Coverage:$1544 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1844 /yr.

What is the average home insurance cost for a home in 77505?

  • • The average homeowners insurance premium paid annually for a home in 77505 is around $1544 per year.

What does it cost on average per month for home insurance in 77505?

  • • Homeowners in 77505 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 77505?

  • • Autoowners in 77505 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pasadena area, check out other zip codes nearby 77505.
Review average rates in another zip code:
77503 homeowners insurance rates
77506 homeowners insurance rates
77502 homeowners insurance rates
77505 homeowners insurance rates
77504 homeowners insurance rates

Home Replacement Cost Coverage in 77505

Average Building Cost Per Square Foot in 77505: $129

Location: Pasadena, Texas (Harris County)

Average Square Footage in 77505: 1,716 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77505 before you start any project. Pasadena homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77505 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77505 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,716 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pasadena area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,716$221,300
Additional Upgrades & Added Features$1611,716$276,625
Major Home Updates or Advancements$1941,716$331,950

It's important to understand that when you estimate your replacement cost of your home in the 77505 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77505

Best Home & Auto Insurance Agencies in 77505

Mark Gilliam-Farmers Insurance

Address: 6021 Fairmont Pkwy Pasadena, TX 77505
Phone:
Website: http://www.farmersagent.com/mgilliam/
Info:

Allstate Insurance Company - Michael Fagg

Address: 7219 Fairmont Pkwy Pasadena, TX 77505
Phone:
Website: http://www.allstateagencies.com/082231?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance

Address: 6427 Fairmont Pkwy-120 Pasadena, TX 77505
Phone:
Website: http://www.allstate.com/
Info:

Martha Sue Harris - Nationwide Insurance

Address: 6768 Spencer Hwy Pasadena, TX 77505
Phone:
Website: http://www.nationwide.com/agent/Pasadena-TEXAS-insurance-agent/sue-harris-1/office.html
Info:

Allstate Insurance-Manisha Mehta

Address: 6427 Fairmont Pky, #102 Pasadena, TX 77505
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 77505

Population Review for 77505 Zip Code

For the city of Pasadena, the population within 77505 has increased to over 25,690 residents in population size. The current population total is 23,584. We have broken down the population based on race below. In 77505, there are over 11625 in male population and 11959 females.

PopulationValues
Total Population23,584
White Population13979
Black Population688
Hispanic Population10213
Asian Population1109
Hawaiian Population16
Indian Population171
Other Population2939
Male Population11625
Female Population11959
Population Estimate25690

Household Data for 77505

The average number of homes in 77505 is around 8,659, there are an average of 2.71 per household. The average house value according to local real estate values is around $221,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,659
Persons Per Household2.71
Average House Value$221,300
Income Per Household$91250
Median Age37.7
Median Age Male35.8
Median Age Female39.2
77505 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713/281/832
CityPasadena
City Alias NamePASADENA
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses643
Number Of Employees13577
Business First Quarter Payroll138777
Business Annual Payroll589653
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District36
Congressional LandArea7125.83
Delivery Residential9480
Delivery Business935
Delivery Total11419
Preferred Last Line KeyW25091
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW25091
Land Area8.388000
Water Area0.045000
City Alias Code
City Mixed CasePasadena
City Alias Mixed CasePasadena
Box Count0
SFDU3795
MFDU2790
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number486845
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]