Get multiple home insurance quotes in 78223. Our licensed 78223, TX agents are ready to serve you.

Homeowners Insurance in 78223

In San Antonio, TX, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 78223 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 78223 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 78223 should appear in the zip code field ready to go.

78223 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Texas, you are going to see rates around the average home insurance premium per year of $1477. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your San Antonio home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 78223 Home Insurance Rates Now!

Best 3 Options to Compare in 78223

If you want homeowners insurance quotes within the city of San Antonio or in the 78223 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in San Antonio, TX.

78223 Home Insurance Average Premiums

Local 78223 homeowners insurance quotes comparison

$1227 /yr.

Shows Zip Code: 78223 lowest rates with discounts applied on average.

For the 78223, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1227 /yr.
Average Coverage:$1477 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1777 /yr.

What is the average home insurance cost for a home in 78223?

  • • The average homeowners insurance premium paid annually for a home in 78223 is around $1477 per year.

What does it cost on average per month for home insurance in 78223?

  • • Homeowners in 78223 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 78223?

  • • Autoowners in 78223 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Antonio area, check out other zip codes nearby 78223.
Review average rates in another zip code:
78210 homeowners insurance rates
78214 homeowners insurance rates
78259 homeowners insurance rates
78218 homeowners insurance rates
78242 homeowners insurance rates
78222 homeowners insurance rates
78209 homeowners insurance rates
78243 homeowners insurance rates
78231 homeowners insurance rates
78249 homeowners insurance rates

Home Replacement Cost Coverage in 78223

Average Building Cost Per Square Foot in 78223: $129

Location: San Antonio, Texas (Bexar County)

Average Square Footage in 78223: 895 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78223 before you start any project. San Antonio homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78223 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78223 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 895 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Antonio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129895$115,500
Additional Upgrades & Added Features$161895$144,375
Major Home Updates or Advancements$194895$173,250

It's important to understand that when you estimate your replacement cost of your home in the 78223 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78223

Best Home & Auto Insurance Agencies in 78223

Fred Loya Insurance

Address: 3138 SE Military Dr, Ste 107 San Antonio, TX 78223
Phone:
Website: http://www.fredloya.com/
Info:

Allstate Insurance Company - Alfonso Perez

Address: 2130 Goliad Rd San Antonio, TX 78223
Phone:
Website: http://www.allstateagencies.com/078392?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Gustavo Aguirre

Address: 2430 E Southcross Blvd San Antonio, TX 78223
Phone:
Website: http://www.allstateagencies.com/026740?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Gus Aguirre

Address: 2362 E Southcross Blvd San Antonio, TX 78223
Phone:
Website: http://www.allstateagencies.com/044648?cid=OTC-YP.com-IYP&att=TL
Info:

AMCO Auto Insurance

Address: 2102 Goliad Rd San Antonio, TX 78223
Phone:
Website:
Info:

Housing Demographics for 78223

Population Review for 78223 Zip Code

For the city of San Antonio, the population within 78223 has increased to over 62,350 residents in population size. The current population total is 55,705. We have broken down the population based on race below. In 78223, there are over 27388 in male population and 28317 females.

PopulationValues
Total Population55,705
White Population23808
Black Population2900
Hispanic Population43485
Asian Population418
Hawaiian Population54
Indian Population831
Other Population12211
Male Population27388
Female Population28317
Population Estimate62350

Household Data for 78223

The average number of homes in 78223 is around 19,660, there are an average of 2.80 per household. The average house value according to local real estate values is around $115,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,660
Persons Per Household2.80
Average House Value$115,500
Income Per Household$44338
Median Age35.2
Median Age Male33.9
Median Age Female36.4
78223 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code210
CitySan Antonio
City Alias NameSAN ANTONIO
CountyBexar
County FIPS029
State FIPS48
Time Zone6
Day Light SavingY
MSA7240
PMSA
CSA484
CBSA41700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Antonio-New Braunfels, TX
MSA_NameSan Antonio, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses616
Number Of Employees10228
Business First Quarter Payroll76294
Business Annual Payroll334817
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2142508
CBSA Division Population0
Congressional District15|23|28
Congressional LandArea7804.07|58059.18|9378.53
Delivery Residential22268
Delivery Business868
Delivery Total27916
Preferred Last Line KeyW25505
Classification Code
Multi-CountyY
CSA NameSan Antonio-New Braunfels-Kerrville, TX
CBSA_DIV_Name
City State KeyW25505
Land Area40.911000
Water Area0.340000
City Alias Code
City Mixed CaseSan Antonio
City Alias Mixed CaseSan Antonio
Box Count407
SFDU11378
MFDU5791
State ANSI48
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487980
Unique ZIP Name
SSA State County Code45130
Medicare CBSA Code41700
Medicare CBSA NameSan Antonio-New Braunfels, TX
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseBexar

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]