Get multiple home insurance quotes in 78253. Our licensed 78253, TX agents are ready to serve you.

78253 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 78253? Our rates are very competitive for homeowners living in San Antonio, TX. Many homeowners based out of your 78253 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 78253 should appear in the zip code field ready to go. For San Antonio, TX Home Insurance Rate Quotes click to review the best rates and service online!

78253 Average Premium is Rated: Very High!

Homeowners living in 78253 can easily save up to 40% off the average home insurance premium of $1562 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in San Antonio that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 78253 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 78253!

78253 Home Insurance Average Premiums

Local 78253 homeowners insurance quotes comparison

$1312 /yr.

Shows Zip Code: 78253 lowest rates with discounts applied on average.

For the 78253, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1312 /yr.
Average Coverage:$1562 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1862 /yr.

What is the average home insurance cost for a home in 78253?

  • • The average homeowners insurance premium paid annually for a home in 78253 is around $1562 per year.

What does it cost on average per month for home insurance in 78253?

  • • Homeowners in 78253 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 78253?

  • • Autoowners in 78253 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Antonio area, check out other zip codes nearby 78253.
Review average rates in another zip code:
78243 homeowners insurance rates
78258 homeowners insurance rates
78264 homeowners insurance rates
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78257 homeowners insurance rates
78254 homeowners insurance rates
78228 homeowners insurance rates

Home Replacement Cost Coverage in 78253

Average Building Cost Per Square Foot in 78253: $129

Location: San Antonio, Texas (Bexar County)

Average Square Footage in 78253: 2,082 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 78253 before you start any project. San Antonio homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 78253 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 78253 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,082 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Antonio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,082$268,600
Additional Upgrades & Added Features$1612,082$335,750
Major Home Updates or Advancements$1942,082$402,900

It's important to understand that when you estimate your replacement cost of your home in the 78253 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 78253

Best Home & Auto Insurance Agencies in 78253

Agent Jim Martensen State Farm Insurance

Address: 2815 TX-1604 Loop-109 San Antonio, TX 78253
Phone:
Website: http://www.jimmartensen.com/
Info:

David Muniz-Farmers Insurance

Address: 12024 Farm to Market 1957 San Antonio, TX 78253
Phone:
Website: http://www.farmersagent.com/dmuniz/
Info:

Housing Demographics for 78253

Population Review for 78253 Zip Code

For the city of San Antonio, the population within 78253 has increased to over 96,111 residents in population size. The current population total is 66,589. We have broken down the population based on race below. In 78253, there are over 32314 in male population and 34275 females.

PopulationValues
Total Population66,589
White Population31046
Black Population7032
Hispanic Population32262
Asian Population2984
Hawaiian Population142
Indian Population639
Other Population7040
Male Population32314
Female Population34275
Population Estimate96111

Household Data for 78253

The average number of homes in 78253 is around 21,740, there are an average of 3.06 per household. The average house value according to local real estate values is around $268,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,740
Persons Per Household3.06
Average House Value$268,600
Income Per Household$106343
Median Age34.0
Median Age Male33.3
Median Age Female34.7
78253 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code210
CitySan Antonio
City Alias NameSAN ANTONIO
CountyBexar
County FIPS029
State FIPS48
Time Zone6
Day Light SavingY
MSA7240
PMSA
CSA484
CBSA41700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Antonio-New Braunfels, TX
MSA_NameSan Antonio, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses552
Number Of Employees7082
Business First Quarter Payroll44497
Business Annual Payroll203163
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2142508
CBSA Division Population0
Congressional District20|23
Congressional LandArea199.68|58059.18
Delivery Residential31409
Delivery Business518
Delivery Total39803
Preferred Last Line KeyW25505
Classification Code
Multi-CountyY
CSA NameSan Antonio-New Braunfels-Kerrville, TX
CBSA_DIV_Name
City State KeyW25505
Land Area53.621000
Water Area0.069000
City Alias Code
City Mixed CaseSan Antonio
City Alias Mixed CaseSan Antonio
Box Count0
SFDU1305
MFDU5029
State ANSI48
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487980
Unique ZIP Name
SSA State County Code45130
Medicare CBSA Code41700
Medicare CBSA NameSan Antonio-New Braunfels, TX
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseBexar

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]