Get multiple home insurance quotes in 84092. Our licensed 84092, UT agents are ready to serve you.

84092, UT Homeowners Insurance Rates

With a population size of 29,492 and with 9,525 occupied homes in the 84092 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Sandy, UT are around $646 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Sandy, Utah. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Utah home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Sandy, UT.

For Utah home insurance information, including average Sandy home insurance rates, coverage options or the different homeowners insurance types, please select Sandy, UT Home Insurance Quotes Now!

84092 Home Insurance Average Premiums

Local 84092 homeowners insurance quotes comparison

$396 /yr.

Shows Zip Code: 84092 lowest rates with discounts applied on average.

For the 84092, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$396 /yr.
Average Coverage:$646 /yr.
2600 sq. ft. or higher
(all discounts applied)
$946 /yr.

What is the average home insurance cost for a home in 84092?

  • • The average homeowners insurance premium paid annually for a home in 84092 is around $646 per year.

What does it cost on average per month for home insurance in 84092?

  • • Homeowners in 84092 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 84092?

  • • Autoowners in 84092 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sandy area, check out other zip codes nearby 84092.
Review average rates in another zip code:
84092 homeowners insurance rates
84093 homeowners insurance rates
84094 homeowners insurance rates
84070 homeowners insurance rates

Home Replacement Cost Coverage in 84092

Average Building Cost Per Square Foot in 84092: $189

Location: Sandy, Utah (Salt Lake County)

Average Square Footage in 84092: 2,869 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84092 before you start any project. Sandy homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84092 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84092 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,869 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sandy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,869$542,300
Additional Upgrades & Added Features$2362,869$677,875
Major Home Updates or Advancements$2842,869$813,450

It's important to understand that when you estimate your replacement cost of your home in the 84092 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84092

Best Home & Auto Insurance Agencies in 84092

Housing Demographics for 84092

Population Review for 84092 Zip Code

For the city of Sandy, the population within 84092 has increased to over 29,358 residents in population size. The current population total is 29,492. We have broken down the population based on race below. In 84092, there are over 14825 in male population and 14667 females.

PopulationValues
Total Population29,492
White Population25722
Black Population238
Hispanic Population1684
Asian Population992
Hawaiian Population95
Indian Population105
Other Population459
Male Population14825
Female Population14667
Population Estimate29358

Household Data for 84092

The average number of homes in 84092 is around 9,525, there are an average of 3.08 per household. The average house value according to local real estate values is around $542,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,525
Persons Per Household3.08
Average House Value$542,300
Income Per Household$130855
Median Age40.7
Median Age Male40.4
Median Age Female41.1
84092 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801
CitySandy
City Alias NameSANDY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses687
Number Of Employees5214
Business First Quarter Payroll49607
Business Annual Payroll199883
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential9532
Delivery Business60
Delivery Total9769
Preferred Last Line KeyZ16262
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16262
Land Area54.303000
Water Area0.077000
City Alias Code
City Mixed CaseSandy
City Alias Mixed CaseSandy
Box Count0
SFDU8461
MFDU0
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497820
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]