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Home Insurance in 84094

One of the best ways to save money on your homeowners insurance policy in the 84094 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Sandy, UT. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Utah licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 84094 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 84094

Find Sandy, UT Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 84094

According to industry data, homeowners located in Sandy pay roughly $570 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 84094 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Utah home insurance premiums found that premiums in 84094 are 49 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 84094 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 84094.

Let us find you a great policy at an affordable price, get 84094 homeowners insurance quotes now.

84094 Home Insurance Average Premiums

Local 84094 homeowners insurance quotes comparison

$320 /yr.

Shows Zip Code: 84094 lowest rates with discounts applied on average.

For the 84094, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$320 /yr.
Average Coverage:$570 /yr.
2600 sq. ft. or higher
(all discounts applied)
$870 /yr.

What is the average home insurance cost for a home in 84094?

  • • The average homeowners insurance premium paid annually for a home in 84094 is around $570 per year.

What does it cost on average per month for home insurance in 84094?

  • • Homeowners in 84094 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84094?

  • • Autoowners in 84094 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sandy area, check out other zip codes nearby 84094.
Review average rates in another zip code:
84094 homeowners insurance rates
84093 homeowners insurance rates
84070 homeowners insurance rates
84092 homeowners insurance rates

Home Replacement Cost Coverage in 84094

Average Building Cost Per Square Foot in 84094: $189

Location: Sandy, Utah (Salt Lake County)

Average Square Footage in 84094: 1,898 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84094 before you start any project. Sandy homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84094 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84094 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,898 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sandy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,898$358,800
Additional Upgrades & Added Features$2361,898$448,500
Major Home Updates or Advancements$2841,898$538,200

It's important to understand that when you estimate your replacement cost of your home in the 84094 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84094

Best Home & Auto Insurance Agencies in 84094

Craig Thomas Ins Agency Inc - State Farm Insurance Agent

Address: 9295 S 1300 E Sandy, UT 84094
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Judith Johnson Insur Agcy Inc

Address: 10269 S 1300 E Sandy, UT 84094
Phone:
Website:
Info:

Runia- Robert - State Farm Insurance Agent

Address: 1270 E 8600 S, #8 Sandy, UT 84094
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 84094

Population Review for 84094 Zip Code

For the city of Sandy, the population within 84094 has increased to over 28,806 residents in population size. The current population total is 28,751. We have broken down the population based on race below. In 84094, there are over 14293 in male population and 14458 females.

PopulationValues
Total Population28,751
White Population23579
Black Population213
Hispanic Population2932
Asian Population1053
Hawaiian Population247
Indian Population181
Other Population1018
Male Population14293
Female Population14458
Population Estimate28806

Household Data for 84094

The average number of homes in 84094 is around 9,747, there are an average of 2.95 per household. The average house value according to local real estate values is around $358,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,747
Persons Per Household2.95
Average House Value$358,800
Income Per Household$93652
Median Age35.6
Median Age Male34.7
Median Age Female36.5
84094 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801
CitySandy
City Alias NameSANDY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses681
Number Of Employees5779
Business First Quarter Payroll55998
Business Annual Payroll242000
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential9765
Delivery Business367
Delivery Total10534
Preferred Last Line KeyZ16262
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16262
Land Area5.083000
Water Area0.000000
City Alias Code
City Mixed CaseSandy
City Alias Mixed CaseSandy
Box Count0
SFDU7511
MFDU1081
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497820
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]