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Searching for Homeowners Insurance in 84102
If you are a homeowners that lives in 84102 you may be searching for more affordable homeowners insurance in Salt Lake City. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.
GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Salt Lake City, UT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.
Our Utah licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.
Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.
Get 84102 Home Insurance Rate Quotes Right Now!
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Salt Lake City, UT home insurance quotes in your local city and review the most competitive coverages and premiums.
Check Out 84102 Home Insurance Costs: very low!
In Salt Lake City, homeowners are paying roughly $610 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 84102 zip code.
Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Salt Lake City are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.
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84102 Home Insurance Average Premiums
For the 84102, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $360 /yr. |
Average Coverage: | $610 /yr. |
2600 sq. ft. or higher (all discounts applied) | $910 /yr. |
What is the average home insurance cost for a home in 84102?
- • The average homeowners insurance premium paid annually for a home in 84102 is around $610 per year.
What does it cost on average per month for home insurance in 84102?
- • Homeowners in 84102 pay a monthly average cost per month around $51.00.
What kind of discount could I get if I combine my home and auto insurance together in 84102?
- • Autoowners in 84102 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Salt Lake City area, check out other zip codes nearby 84102.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 84102
Average Building Cost Per Square Foot in 84102: $189
Location: Salt Lake City, Utah (Salt Lake County)Average Square Footage in 84102: 2,032 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 84102 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84102 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 84102 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,032 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $189 | 2,032 | $384,000 |
Additional Upgrades & Added Features | $236 | 2,032 | $480,000 |
Major Home Updates or Advancements | $284 | 2,032 | $576,000 |
It's important to understand that when you estimate your replacement cost of your home in the 84102 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 84102
Best Home & Auto Insurance Agencies in 84102
Fisher- Robert E - State Farm Insurance Agent
Address: 511 E 300 S Salt Lake City, UT 84102Phone:
Website:
Info:
Wells Fargo Insurance Inc
Address: 443 S 600 E, #200 Salt Lake City, UT 84102Phone:
Website:
Info:
Vicki Tuua Insurance Agcy Inc - State Farm Insurance Agent
Address: 807 E South Temple St, #340 Salt Lake City, UT 84102Phone:
Website: http://www.statefarm.com
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Housing Demographics for 84102
Population Review for 84102 Zip Code
For the city of Salt Lake City, the population within 84102 has increased to over 18,398 residents in population size. The current population total is 18,857. We have broken down the population based on race below. In 84102, there are over 10169 in male population and 8688 females.
Population | Values |
---|---|
Total Population | 18,857 |
White Population | 14234 |
Black Population | 392 |
Hispanic Population | 1920 |
Asian Population | 1630 |
Hawaiian Population | 116 |
Indian Population | 204 |
Other Population | 714 |
Male Population | 10169 |
Female Population | 8688 |
Population Estimate | 18398 |
Household Data for 84102
The average number of homes in 84102 is around 9,954, there are an average of 1.83 per household. The average house value according to local real estate values is around $384,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 9,954 |
Persons Per Household | 1.83 |
Average House Value | $384,000 |
Income Per Household | $46906 |
Median Age | 28.4 |
Median Age Male | 28.8 |
Median Age Female | 27.9 |
84102 Details | Values |
---|---|
State | UT |
State Full Name | Utah |
City Type | P |
City Alias Abbreviation | SALT LAKE CTY |
Area Code | 385/801 |
City | Salt Lake City |
City Alias Name | SALT LAKE CITY |
County | Salt Lake |
County FIPS | 035 |
State FIPS | 49 |
Time Zone | 7 |
Day Light Saving | Y |
MSA | 7160 |
PMSA | |
CSA | 482 |
CBSA | 41620 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Salt Lake City-Murray, UT |
MSA_Name | Salt Lake City-Ogden, UT MSA |
PMSA_Name | |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 697 |
Number Of Employees | 9769 |
Business First Quarter Payroll | 115620 |
Business Annual Payroll | 494024 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1124197 |
CBSA Division Population | 0 |
Congressional District | 01|02 |
Congressional LandArea | 19560.79|39987.95 |
Delivery Residential | 10054 |
Delivery Business | 697 |
Delivery Total | 12686 |
Preferred Last Line Key | Z16259 |
Classification Code | |
Multi-County | |
CSA Name | Salt Lake City-Provo-Orem, UT-ID |
CBSA_DIV_Name | |
City State Key | Z16259 |
Land Area | 1.931000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Salt Lake City |
City Alias Mixed Case | Salt Lake City |
Box Count | 0 |
SFDU | 3643 |
MFDU | 5583 |
State ANSI | 49 |
County ANSI | 035 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 497786 |
Unique ZIP Name | |
SSA State County Code | 46170 |
Medicare CBSA Code | 41620 |
Medicare CBSA Name | Salt Lake City, UT |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Salt Lake |
Utah Homeowners Insurance News & Information
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]