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Searching for Homeowners Insurance in 84102

If you are a homeowners that lives in 84102 you may be searching for more affordable homeowners insurance in Salt Lake City. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Salt Lake City, UT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Utah licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 84102 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Salt Lake City, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 84102 Home Insurance Costs: very low!

In Salt Lake City, homeowners are paying roughly $610 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 84102 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Salt Lake City are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 84102 policy right now!

84102 Home Insurance Average Premiums

Local 84102 homeowners insurance quotes comparison

$360 /yr.

Shows Zip Code: 84102 lowest rates with discounts applied on average.

For the 84102, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$360 /yr.
Average Coverage:$610 /yr.
2600 sq. ft. or higher
(all discounts applied)
$910 /yr.

What is the average home insurance cost for a home in 84102?

  • • The average homeowners insurance premium paid annually for a home in 84102 is around $610 per year.

What does it cost on average per month for home insurance in 84102?

  • • Homeowners in 84102 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 84102?

  • • Autoowners in 84102 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Salt Lake City area, check out other zip codes nearby 84102.
Review average rates in another zip code:
84111 homeowners insurance rates
84116 homeowners insurance rates
84113 homeowners insurance rates
84106 homeowners insurance rates
84107 homeowners insurance rates
84121 homeowners insurance rates
84112 homeowners insurance rates
84118 homeowners insurance rates
84105 homeowners insurance rates
84101 homeowners insurance rates

Home Replacement Cost Coverage in 84102

Average Building Cost Per Square Foot in 84102: $189

Location: Salt Lake City, Utah (Salt Lake County)

Average Square Footage in 84102: 2,032 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84102 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84102 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84102 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,032 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,032$384,000
Additional Upgrades & Added Features$2362,032$480,000
Major Home Updates or Advancements$2842,032$576,000

It's important to understand that when you estimate your replacement cost of your home in the 84102 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84102

Best Home & Auto Insurance Agencies in 84102

Wells Fargo Insurance Inc

Address: 443 S 600 E, #200 Salt Lake City, UT 84102
Phone:
Website:
Info:

Fisher- Robert E - State Farm Insurance Agent

Address: 511 E 300 S Salt Lake City, UT 84102
Phone:
Website:
Info:

Vicki Tuua Insurance Agcy Inc - State Farm Insurance Agent

Address: 807 E South Temple St, #340 Salt Lake City, UT 84102
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 84102

Population Review for 84102 Zip Code

For the city of Salt Lake City, the population within 84102 has increased to over 18,398 residents in population size. The current population total is 18,857. We have broken down the population based on race below. In 84102, there are over 10169 in male population and 8688 females.

PopulationValues
Total Population18,857
White Population14234
Black Population392
Hispanic Population1920
Asian Population1630
Hawaiian Population116
Indian Population204
Other Population714
Male Population10169
Female Population8688
Population Estimate18398

Household Data for 84102

The average number of homes in 84102 is around 9,954, there are an average of 1.83 per household. The average house value according to local real estate values is around $384,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,954
Persons Per Household1.83
Average House Value$384,000
Income Per Household$46906
Median Age28.4
Median Age Male28.8
Median Age Female27.9
84102 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias AbbreviationSALT LAKE CTY
Area Code385/801
CitySalt Lake City
City Alias NameSALT LAKE CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses697
Number Of Employees9769
Business First Quarter Payroll115620
Business Annual Payroll494024
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District01|02
Congressional LandArea19560.79|39987.95
Delivery Residential10054
Delivery Business697
Delivery Total12686
Preferred Last Line KeyZ16259
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16259
Land Area1.931000
Water Area0.000000
City Alias Code
City Mixed CaseSalt Lake City
City Alias Mixed CaseSalt Lake City
Box Count0
SFDU3643
MFDU5583
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]