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84107 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 84107 zip code it's important to know that our rates are very competitive for homeowners living in Salt Lake City, UT. Many homeowners based out of your 84107 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84107 should appear in the zip code field ready to go. For Salt Lake City, UT Homeowners Insurance Quotes nearby, we offer the best rates and service.

84107: Average Home Insurance Rates

For homeowners living in the great city of Salt Lake City, the average homeowners policy is considered very low in comparison to other states. Utah premiums are estimated to be around $617 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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84107 Home Insurance Average Premiums

Local 84107 homeowners insurance quotes comparison

$367 /yr.

Shows Zip Code: 84107 lowest rates with discounts applied on average.

For the 84107, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$367 /yr.
Average Coverage:$617 /yr.
2600 sq. ft. or higher
(all discounts applied)
$917 /yr.

What is the average home insurance cost for a home in 84107?

  • • The average homeowners insurance premium paid annually for a home in 84107 is around $617 per year.

What does it cost on average per month for home insurance in 84107?

  • • Homeowners in 84107 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 84107?

  • • Autoowners in 84107 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Salt Lake City area, check out other zip codes nearby 84107.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 84107

Average Building Cost Per Square Foot in 84107: $189

Location: Salt Lake City, Utah (Salt Lake County)

Average Square Footage in 84107: 1,646 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84107 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84107 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84107 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,646 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,646$311,000
Additional Upgrades & Added Features$2361,646$388,750
Major Home Updates or Advancements$2841,646$466,500

It's important to understand that when you estimate your replacement cost of your home in the 84107 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84107

Allstate Insurance - D. Carlos Lee

Address: 3981 South 700 East Suite 10 Salt Lake City, UT 84107
Phone: (801)266-2262
Website:

Allstate Insurance-Jaymie Carroll Insurance

Address: 404 E 4500 S Salt Lake City, UT 84107
Phone: (801)265-3855
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 84107

Buckner- Charles M - State Farm Insurance Agent

Address: 4586 S 700 E Salt Lake City, UT 84107
Phone:
Website:
Info:

Allstate Insurance - D. Carlos Lee

Address: 3981 S 700 E, #10 Salt Lake City, UT 84107
Phone:
Website:
Info:

Allstate Insurance-Jaymie Carroll Insurance

Address: 404 E 4500 S Salt Lake City, UT 84107
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Melissa Felis Ins Agency Inc

Address: 202 E 4500 S Murray, UT 84107
Phone:
Website: http://www.melissafelis.com
Info:

Allstate Insurance Companies

Address: 141 E 5600 S Salt Lake City, UT 84107
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 84107

Population Review for 84107 Zip Code

For the city of Salt Lake City, the population within 84107 has increased to over 38,389 residents in population size. The current population total is 37,713. We have broken down the population based on race below. In 84107, there are over 18462 in male population and 19251 females.

PopulationValues
Total Population37,713
White Population26624
Black Population1741
Hispanic Population6137
Asian Population1861
Hawaiian Population349
Indian Population546
Other Population2446
Male Population18462
Female Population19251
Population Estimate38389

Household Data for 84107

The average number of homes in 84107 is around 16,130, there are an average of 2.32 per household. The average house value according to local real estate values is around $311,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,130
Persons Per Household2.32
Average House Value$311,000
Income Per Household$61095
Median Age33.4
Median Age Male32.6
Median Age Female34.2
84107 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias AbbreviationSALT LAKE CTY
Area Code801/385
CitySalt Lake City
City Alias NameSALT LAKE CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1922
Number Of Employees35037
Business First Quarter Payroll503871
Business Annual Payroll2169294
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District02|04
Congressional LandArea39987.95|2550.35
Delivery Residential16547
Delivery Business2223
Delivery Total22297
Preferred Last Line KeyZ16259
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16259
Land Area7.540000
Water Area0.000000
City Alias Code
City Mixed CaseSalt Lake City
City Alias Mixed CaseSalt Lake City
Box Count0
SFDU6475
MFDU4830
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]