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84123 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 84123? There are over 14,789 occupied homes in the 84123 area. With a population size of 39,489, it's not uncommon for residence of Salt Lake City, UT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Utah is around $624 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 84123 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Salt Lake City, UT Home Insurance Rate Quotes

84123 Home Insurance Average Premiums

Local 84123 homeowners insurance quotes comparison

$374 /yr.

Shows Zip Code: 84123 lowest rates with discounts applied on average.

For the 84123, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$374 /yr.
Average Coverage:$624 /yr.
2600 sq. ft. or higher
(all discounts applied)
$924 /yr.

What is the average home insurance cost for a home in 84123?

  • • The average homeowners insurance premium paid annually for a home in 84123 is around $624 per year.

What does it cost on average per month for home insurance in 84123?

  • • Homeowners in 84123 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 84123?

  • • Autoowners in 84123 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Salt Lake City area, check out other zip codes nearby 84123.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 84123

Average Building Cost Per Square Foot in 84123: $189

Location: Salt Lake City, Utah (Salt Lake County)

Average Square Footage in 84123: 1,665 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84123 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84123 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84123 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,665 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,665$314,700
Additional Upgrades & Added Features$2361,665$393,375
Major Home Updates or Advancements$2841,665$472,050

It's important to understand that when you estimate your replacement cost of your home in the 84123 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84123

Allstate Insurance - George A. Dickson

Address: 5626 S Redwood Rd Salt Lake City, UT 84123
Phone: (801)969-9990
Website:

Best Home & Auto Insurance Agencies in 84123

Farmers Insurance Group Cory Healey

Address: 5677 S Redwood Rd, #Rd-17 Salt Lake City, UT 84123
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Allstate Insurance - George A. Dickson

Address: 5626 S Redwood Rd Salt Lake City, UT 84123
Phone:
Website:
Info:

Farmers Insurance Group

Address: 5500 S Redwood Rd Salt Lake City, UT 84123
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Terry L Bybee Insur Agency Inc - State Farm Insurance Agent

Address: 3971 S Redwood Rd, #6 Salt Lake City, UT 84123
Phone:
Website:
Info:

Farmers Insurance

Address: 5677 S Redwood Rd Salt Lake City, UT 84123
Phone:
Website:
Info:

Housing Demographics for 84123

Population Review for 84123 Zip Code

For the city of Salt Lake City, the population within 84123 has increased to over 40,245 residents in population size. The current population total is 39,489. We have broken down the population based on race below. In 84123, there are over 19508 in male population and 19981 females.

PopulationValues
Total Population39,489
White Population26945
Black Population1262
Hispanic Population8714
Asian Population1608
Hawaiian Population806
Indian Population555
Other Population4081
Male Population19508
Female Population19981
Population Estimate40245

Household Data for 84123

The average number of homes in 84123 is around 14,789, there are an average of 2.66 per household. The average house value according to local real estate values is around $314,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,789
Persons Per Household2.66
Average House Value$314,700
Income Per Household$67262
Median Age34.2
Median Age Male32.8
Median Age Female35.6
84123 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias AbbreviationSALT LAKE CTY
Area Code801/385
CitySalt Lake City
City Alias NameSALT LAKE CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses943
Number Of Employees31815
Business First Quarter Payroll389847
Business Annual Payroll1561532
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District02|04
Congressional LandArea39987.95|2550.35
Delivery Residential15130
Delivery Business851
Delivery Total15560
Preferred Last Line KeyZ16259
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16259
Land Area8.273000
Water Area0.000000
City Alias Code
City Mixed CaseSalt Lake City
City Alias Mixed CaseSalt Lake City
Box Count0
SFDU6470
MFDU3576
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]