84123 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 84123? There are over 14,789 occupied homes in the 84123 area. With a population size of 39,489, it's not uncommon for residence of Salt Lake City, UT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Utah is around $624 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 84123 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Salt Lake City, UT Home Insurance Rate Quotes

Average Building Cost Per Square Foot in 84123: $189

Average Square Footage in 84123: 1,665 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84123 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84123 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84123 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,665 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 84123 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Allstate Insurance - George A. Dickson

Farmers Insurance

Farmers Insurance Group Cory Healey

Terry L Bybee Insur Agency Inc - State Farm Insurance Agent

Allstate Insurance - George A. Dickson

Farmers Insurance Group

Household Data for 84123

The average number of homes in 84123 is around 14,789, there are an average of 2.66 per household. The average house value according to local real estate values is around $314,700. Please review the following demographics below for average income and media age.

• North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

  The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

• 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

  While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

• Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

  Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]