Get multiple home insurance quotes in 84121. Our licensed 84121, UT agents are ready to serve you.

84121 Home Insurance Rates & Premiums

Did you know there are over 41,628 people living within the 84121 zip code area? There are over 16,224 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 84121.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Utah are on the rise. The estimated average premium is around $526 a year for a standard homeowners insurance policy in Salt Lake City. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Salt Lake City, UT Homeowners Insurance Quotes Online

84121 Home Insurance Average Premiums

Local 84121 homeowners insurance quotes comparison

$276 /yr.

Shows Zip Code: 84121 lowest rates with discounts applied on average.

For the 84121, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$276 /yr.
Average Coverage:$526 /yr.
2600 sq. ft. or higher
(all discounts applied)
$826 /yr.

What is the average home insurance cost for a home in 84121?

  • • The average homeowners insurance premium paid annually for a home in 84121 is around $526 per year.

What does it cost on average per month for home insurance in 84121?

  • • Homeowners in 84121 pay a monthly average cost per month around $44.00.

What kind of discount could I get if I combine my home and auto insurance together in 84121?

  • • Autoowners in 84121 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Salt Lake City area, check out other zip codes nearby 84121.
Review average rates in another zip code:
84111 homeowners insurance rates
84101 homeowners insurance rates
84107 homeowners insurance rates
84112 homeowners insurance rates
84104 homeowners insurance rates
84116 homeowners insurance rates
84102 homeowners insurance rates
84124 homeowners insurance rates
84121 homeowners insurance rates
84106 homeowners insurance rates

Home Replacement Cost Coverage in 84121

Average Building Cost Per Square Foot in 84121: $189

Location: Salt Lake City, Utah (Salt Lake County)

Average Square Footage in 84121: 2,338 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84121 before you start any project. Salt Lake City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,338 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salt Lake City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,338$441,900
Additional Upgrades & Added Features$2362,338$552,375
Major Home Updates or Advancements$2842,338$662,850

It's important to understand that when you estimate your replacement cost of your home in the 84121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84121

Allstate Insurance - Harry Niehus

Address: 3690 E. Ft. Union Bl. 1200 Salt Lake City, UT 84121
Phone: (801)944-8020
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=5554

Cottonwood Insurance Inc

Address: 7138 Highland Dr # 110 Salt Lake City, UT 84121
Phone: (801)943-5700
Website:

Allstate Insurance - Quentin Casperson

Address: 1787 Ft Union #108 Salt Lake City, UT 84121
Phone: (801)733-5050
Website:

Best Home & Auto Insurance Agencies in 84121

Cottonwood Insurance Inc

Address: 7138 Highland Dr, #Dr-110 Salt Lake City, UT 84121
Phone:
Website:
Info:

Folster- D Chris - State Farm Insurance Agent

Address: 3420 Bengal Blvd Salt Lake City, UT 84121
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance - Agents- Price Scott

Address: 6340 S 3000 E, #400 Salt Lake City, UT 84121
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Regence Blue Cross Blue Shield of Utah

Address: 2890 E Cottonwood Pky Salt Lake City, UT 84121
Phone:
Website:
Info:

Allstate Insurance - Quentin Casperson

Address: 1787 Fort Union Blvd Cottonwood Heights, UT 84121
Phone:
Website:
Info:

Housing Demographics for 84121

Population Review for 84121 Zip Code

For the city of Salt Lake City, the population within 84121 has increased to over 41,817 residents in population size. The current population total is 41,628. We have broken down the population based on race below. In 84121, there are over 20454 in male population and 21174 females.

PopulationValues
Total Population41,628
White Population35609
Black Population293
Hispanic Population2916
Asian Population1395
Hawaiian Population138
Indian Population202
Other Population940
Male Population20454
Female Population21174
Population Estimate41817

Household Data for 84121

The average number of homes in 84121 is around 16,224, there are an average of 2.56 per household. The average house value according to local real estate values is around $441,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,224
Persons Per Household2.56
Average House Value$441,900
Income Per Household$101636
Median Age39.9
Median Age Male39.2
Median Age Female40.7
84121 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias AbbreviationSALT LAKE CTY
Area Code801/385
CitySalt Lake City
City Alias NameSALT LAKE CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1621
Number Of Employees19674
Business First Quarter Payroll312836
Business Annual Payroll1311847
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District03|04
Congressional LandArea20070.54|2550.35
Delivery Residential16335
Delivery Business989
Delivery Total23101
Preferred Last Line KeyZ16259
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16259
Land Area64.452000
Water Area0.161000
City Alias Code
City Mixed CaseSalt Lake City
City Alias Mixed CaseSalt Lake City
Box Count0
SFDU11443
MFDU1862
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]