Get multiple home insurance quotes in 22191. Our licensed 22191, VA agents are ready to serve you.

Home Insurance in 22191

Our rates are very competitive for homeowners living in the 22191 zip code. Many homeowners based out of Woodbridge, VA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our VA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 22191 should appear in the zip code field ready to go.

22191 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Woodbridge area? The average homeowners premium in 22191 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 22191, you can expect to pay around $818 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 22191 Today!

Get Home Insurance Quotes in 22191

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Virginia. Start your 22191 home insurance shopping today!

  1. Woodbridge, VA Home Insurance Quotes

22191 Home Insurance Average Premiums

Local 22191 homeowners insurance quotes comparison

$568 /yr.

Shows Zip Code: 22191 lowest rates with discounts applied on average.

For the 22191, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$568 /yr.
Average Coverage:$818 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1118 /yr.

What is the average home insurance cost for a home in 22191?

  • • The average homeowners insurance premium paid annually for a home in 22191 is around $818 per year.

What does it cost on average per month for home insurance in 22191?

  • • Homeowners in 22191 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 22191?

  • • Autoowners in 22191 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woodbridge area, check out other zip codes nearby 22191.
Review average rates in another zip code:
22192 homeowners insurance rates
22193 homeowners insurance rates
22191 homeowners insurance rates

Home Replacement Cost Coverage in 22191

Average Building Cost Per Square Foot in 22191: $163

Location: Woodbridge, Virginia (Prince William County)

Average Square Footage in 22191: 2,181 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22191 before you start any project. Woodbridge homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22191 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22191 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,181 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woodbridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,181$355,500
Additional Upgrades & Added Features$2042,181$444,375
Major Home Updates or Advancements$2452,181$533,250

It's important to understand that when you estimate your replacement cost of your home in the 22191 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22191

Best Home & Auto Insurance Agencies in 22191

Liberty Mutual Insurance Group

Address: 14324 Jefferson Davis Hwy Woodbridge, VA 22191
Phone:
Website:
Info:

Nationwide Insurance Companies

Address: 14010 Jefferson Davis Hwy Woodbridge, VA 22191
Phone:
Website:
Info:

Allstate Insurance Company

Address: 13562 Jefferson Davis Hwy, Ste 201 Woodbridge, VA 22191
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/10475520/woodbridge_va/allstate_insurance_co.html
Info:

Allstate Insurance-Kathy J. Elliott

Address: 1771 Featherstone Rd Woodbridge, VA 22191
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=1388
Info:

Farmers Insurance Group of Companies

Address: 1428 David Ct Woodbridge, VA 22191
Phone:
Website:
Info:

Housing Demographics for 22191

Population Review for 22191 Zip Code

For the city of Woodbridge, the population within 22191 has increased to over 77,715 residents in population size. The current population total is 74,189. We have broken down the population based on race below. In 22191, there are over 36233 in male population and 37956 females.

PopulationValues
Total Population74,189
White Population17839
Black Population22731
Hispanic Population25599
Asian Population7383
Hawaiian Population92
Indian Population646
Other Population14809
Male Population36233
Female Population37956
Population Estimate77715

Household Data for 22191

The average number of homes in 22191 is around 24,636, there are an average of 3.00 per household. The average house value according to local real estate values is around $355,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,636
Persons Per Household3.00
Average House Value$355,500
Income Per Household$92432
Median Age33.5
Median Age Male32.4
Median Age Female34.6
22191 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code571/703
CityWoodbridge
City Alias NameWOODBRIDGE
CountyPrince William
County FIPS153
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1091
Number Of Employees11565
Business First Quarter Payroll139541
Business Annual Payroll621733
Business Employment Flag
Growth Rank17
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number17004
Growth Increase Percentage4.2
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District07
Congressional LandArea2776.39
Delivery Residential25905
Delivery Business1096
Delivery Total26802
Preferred Last Line KeyX28032
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX28032
Land Area15.427000
Water Area4.755000
City Alias Code
City Mixed CaseWoodbridge
City Alias Mixed CaseWoodbridge
Box Count0
SFDU9770
MFDU6293
State ANSI51
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number519870
Unique ZIP Name
SSA State County Code49750
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CasePrince William

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]