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22192 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 22192? Our rates are very competitive for homeowners living in Woodbridge, VA. Many homeowners based out of your 22192 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 22192 should appear in the zip code field ready to go. For Woodbridge, VA Home Insurance Rate Quotes click to review the best rates and service online!

22192 Average Premium is Rated: Medium!

Homeowners living in 22192 can easily save up to 40% off the average home insurance premium of $871 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Woodbridge that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 22192 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 22192!

22192 Home Insurance Average Premiums

Local 22192 homeowners insurance quotes comparison

$621 /yr.

Shows Zip Code: 22192 lowest rates with discounts applied on average.

For the 22192, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$621 /yr.
Average Coverage:$871 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1171 /yr.

What is the average home insurance cost for a home in 22192?

  • • The average homeowners insurance premium paid annually for a home in 22192 is around $871 per year.

What does it cost on average per month for home insurance in 22192?

  • • Homeowners in 22192 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 22192?

  • • Autoowners in 22192 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woodbridge area, check out other zip codes nearby 22192.
Review average rates in another zip code:
22191 homeowners insurance rates
22193 homeowners insurance rates
22192 homeowners insurance rates

Home Replacement Cost Coverage in 22192

Average Building Cost Per Square Foot in 22192: $163

Location: Woodbridge, Virginia (Prince William County)

Average Square Footage in 22192: 2,321 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22192 before you start any project. Woodbridge homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22192 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22192 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,321 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woodbridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,321$378,400
Additional Upgrades & Added Features$2042,321$473,000
Major Home Updates or Advancements$2452,321$567,600

It's important to understand that when you estimate your replacement cost of your home in the 22192 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22192

Best Home & Auto Insurance Agencies in 22192

Hallmark Insurance Group

Address: 1308 Devils Reach Rd, #303 Woodbridge, VA 22192
Phone:
Website:
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Allstate Insurance Companies

Address: 4320 Ridgewood Center Dr Woodbridge, VA 22192
Phone:
Website:
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Mathews- Dawn M - State Farm Insurance Agent

Address: 13245 Worth Ave Woodbridge, VA 22192
Phone:
Website:
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Nationwide Insurance Companies

Address: 3138 Golansky Blvd Woodbridge, VA 22192
Phone:
Website:
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Bausman- Sandi A

Address: 2897 Ps Business Center Dr Woodbridge, VA 22192
Phone:
Website: http://www.sandibausman.com
Info:

Housing Demographics for 22192

Population Review for 22192 Zip Code

For the city of Woodbridge, the population within 22192 has increased to over 61,534 residents in population size. The current population total is 60,299. We have broken down the population based on race below. In 22192, there are over 28972 in male population and 31327 females.

PopulationValues
Total Population60,299
White Population26254
Black Population13114
Hispanic Population12539
Asian Population6396
Hawaiian Population83
Indian Population365
Other Population6060
Male Population28972
Female Population31327
Population Estimate61534

Household Data for 22192

The average number of homes in 22192 is around 20,860, there are an average of 2.88 per household. The average house value according to local real estate values is around $378,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,860
Persons Per Household2.88
Average House Value$378,400
Income Per Household$109825
Median Age37.1
Median Age Male35.9
Median Age Female37.9
22192 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code571/703
CityWoodbridge
City Alias NameWOODBRIDGE
CountyPrince William
County FIPS153
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1602
Number Of Employees21662
Business First Quarter Payroll200570
Business Annual Payroll900146
Business Employment Flag
Growth Rank17
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number17004
Growth Increase Percentage4.2
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District07|10
Congressional LandArea2776.39|1372.24
Delivery Residential21366
Delivery Business1656
Delivery Total32204
Preferred Last Line KeyX28032
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX28032
Land Area19.203000
Water Area0.695000
City Alias Code
City Mixed CaseWoodbridge
City Alias Mixed CaseWoodbridge
Box Count0
SFDU8585
MFDU3294
State ANSI51
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number519870
Unique ZIP Name
SSA State County Code49750
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CasePrince William

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]