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Quickly Revew Homeowners Insurance in 23455

If you own a home in Virginia Beach, VA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 23455 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Virginia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 23455 and start comparing rates now.

23455 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 23455 is $900 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 23455 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Virginia Beach, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

23455 Home Insurance Average Premiums

Local 23455 homeowners insurance quotes comparison

$650 /yr.

Shows Zip Code: 23455 lowest rates with discounts applied on average.

For the 23455, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$650 /yr.
Average Coverage:$900 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1200 /yr.

What is the average home insurance cost for a home in 23455?

  • • The average homeowners insurance premium paid annually for a home in 23455 is around $900 per year.

What does it cost on average per month for home insurance in 23455?

  • • Homeowners in 23455 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 23455?

  • • Autoowners in 23455 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Virginia Beach area, check out other zip codes nearby 23455.
Review average rates in another zip code:
23452 homeowners insurance rates
23464 homeowners insurance rates
23461 homeowners insurance rates
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23460 homeowners insurance rates
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23457 homeowners insurance rates
23455 homeowners insurance rates

Home Replacement Cost Coverage in 23455

Average Building Cost Per Square Foot in 23455: $163

Location: Virginia Beach, Virginia (Virginia Beach City County)

Average Square Footage in 23455: 2,000 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23455 before you start any project. Virginia Beach homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23455 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23455 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,000 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Virginia Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,000$326,000
Additional Upgrades & Added Features$2042,000$407,500
Major Home Updates or Advancements$2452,000$489,000

It's important to understand that when you estimate your replacement cost of your home in the 23455 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23455

Allstate Insurance

Address: 4870 Haygood Road Suite 106 Virginia Bch, VA 23455
Phone: (757)497-0927
Website: agent.allstate.com/92154

Allstate Insurance - Donna H Roane

Address: 1801 Pleasure House Rd #102 Virginia Beach, VA 23455
Phone: (757)464-0777
Website:

Best Home & Auto Insurance Agencies in 23455

Akers- Larry D - State Farm Insurance Agent

Address: 928 Diamond Springs Rd, #131 Virginia Beach, VA 23455
Phone:
Website: http://www.larryakers.com
Info:

Morris & Young Insurance Agency

Address: 1115 Independence Blvd Virginia Beach, VA 23455
Phone:
Website:
Info:

State Farm Insurance

Address: 928 Diamond Springs Rd Virginia Beach, VA 23455
Phone:
Website: http://www.virginiabeach.citysearch.com/profile/external/46267365/virginia_beach_va/state_farm_insurance.html
Info:

Floasin- John D - State Farm Insurance Agent

Address: 1115 Independence Blvd, #214 Virginia Beach, VA 23455
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Moore- Murphy H - State Farm Insurance Agent

Address: 700 Independence Blvd Virginia Beach, VA 23455
Phone:
Website:
Info:

Housing Demographics for 23455

Population Review for 23455 Zip Code

For the city of Virginia Beach, the population within 23455 has increased to over 51,634 residents in population size. The current population total is 50,599. We have broken down the population based on race below. In 23455, there are over 24724 in male population and 25875 females.

PopulationValues
Total Population50,599
White Population34004
Black Population7045
Hispanic Population4334
Asian Population3124
Hawaiian Population69
Indian Population199
Other Population1663
Male Population24724
Female Population25875
Population Estimate51634

Household Data for 23455

The average number of homes in 23455 is around 20,891, there are an average of 2.38 per household. The average house value according to local real estate values is around $326,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,891
Persons Per Household2.38
Average House Value$326,000
Income Per Household$77920
Median Age37.7
Median Age Male36.0
Median Age Female39.4
23455 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias AbbreviationVIRGINIA BCH
Area Code757
CityVirginia Beach
City Alias NameVIRGINIA BEACH
CountyVirginia Beach City
County FIPS810
State FIPS51
Time Zone5
Day Light SavingY
MSA5720
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_NameNorfolk-Virginia Beach-Newport News, VA-NC
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1138
Number Of Employees13054
Business First Quarter Payroll134577
Business Annual Payroll594333
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District02
Congressional LandArea991.68
Delivery Residential21695
Delivery Business1035
Delivery Total29254
Preferred Last Line KeyX27897
Classification Code
Multi-CountyY
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX27897
Land Area15.176000
Water Area2.360000
City Alias Code
City Mixed CaseVirginia Beach
City Alias Mixed CaseVirginia Beach
Box Count0
SFDU13944
MFDU1996
State ANSI51
County ANSI810
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number519360
Unique ZIP Name
SSA State County Code49921
Medicare CBSA Code47260
Medicare CBSA NameVirginia Beach-Norfolk-Newport News, VA-NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseVirginia Beach City

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