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Quickly Revew Homeowners Insurance in 23455
If you own a home in Virginia Beach, VA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.
GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 23455 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Virginia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.
If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 23455 and start comparing rates now.
23455 Homeowners Insurance Rates Are Considered: medium!
The average rate for a standard homeowners policy in 23455 is $900 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.
We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.
Get 23455 Home Insurance Rate Quotes Right Now!
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Virginia Beach, VA home insurance quotes in your local city and review the most competitive coverages and premiums.
23455 Home Insurance Average Premiums
For the 23455, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $650 /yr. |
Average Coverage: | $900 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1200 /yr. |
What is the average home insurance cost for a home in 23455?
- • The average homeowners insurance premium paid annually for a home in 23455 is around $900 per year.
What does it cost on average per month for home insurance in 23455?
- • Homeowners in 23455 pay a monthly average cost per month around $75.00.
What kind of discount could I get if I combine my home and auto insurance together in 23455?
- • Autoowners in 23455 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Virginia Beach area, check out other zip codes nearby 23455.
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Home Replacement Cost Coverage in 23455
Average Building Cost Per Square Foot in 23455: $163
Location: Virginia Beach, Virginia (Virginia Beach City County)Average Square Footage in 23455: 2,000 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 23455 before you start any project. Virginia Beach homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23455 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 23455 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,000 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Virginia Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $163 | 2,000 | $326,000 |
Additional Upgrades & Added Features | $204 | 2,000 | $407,500 |
Major Home Updates or Advancements | $245 | 2,000 | $489,000 |
It's important to understand that when you estimate your replacement cost of your home in the 23455 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 23455
Allstate Insurance - Donna H Roane
Address: 1801 Pleasure House Rd #102 Virginia Beach, VA 23455Phone: (757)464-0777
Website:
Allstate Insurance
Address: 4870 Haygood Road Suite 106 Virginia Bch, VA 23455Phone: (757)497-0927
Website: agent.allstate.com/92154
Best Home & Auto Insurance Agencies in 23455
Allstate Insurance CO Jim Porter
Address: 4693 Crossborough Rd Virginia Beach, VA 23455Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Allstate Insurance - Donna H Roane
Address: 1801 Pleasure House Rd Virginia Beach, VA 23455Phone:
Website:
Info:
Direct General Insurance Agency
Address: 4801 Shore Dr Virginia Beach, VA 23455Phone:
Website:
Info:
Floasin- John D - State Farm Insurance Agent
Address: 1115 Independence Blvd, #214 Virginia Beach, VA 23455Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Moore- Murphy H - State Farm Insurance Agent
Address: 700 Independence Blvd Virginia Beach, VA 23455Phone:
Website:
Info:
Housing Demographics for 23455
Population Review for 23455 Zip Code
For the city of Virginia Beach, the population within 23455 has increased to over 51,634 residents in population size. The current population total is 50,599. We have broken down the population based on race below. In 23455, there are over 24724 in male population and 25875 females.
Population | Values |
---|---|
Total Population | 50,599 |
White Population | 34004 |
Black Population | 7045 |
Hispanic Population | 4334 |
Asian Population | 3124 |
Hawaiian Population | 69 |
Indian Population | 199 |
Other Population | 1663 |
Male Population | 24724 |
Female Population | 25875 |
Population Estimate | 51634 |
Household Data for 23455
The average number of homes in 23455 is around 20,891, there are an average of 2.38 per household. The average house value according to local real estate values is around $326,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 20,891 |
Persons Per Household | 2.38 |
Average House Value | $326,000 |
Income Per Household | $77920 |
Median Age | 37.7 |
Median Age Male | 36.0 |
Median Age Female | 39.4 |
23455 Details | Values |
---|---|
State | VA |
State Full Name | Virginia |
City Type | P |
City Alias Abbreviation | VIRGINIA BCH |
Area Code | 757 |
City | Virginia Beach |
City Alias Name | VIRGINIA BEACH |
County | Virginia Beach City |
County FIPS | 810 |
State FIPS | 51 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5720 |
PMSA | |
CSA | 545 |
CBSA | 47260 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Virginia Beach-Chesapeake-Norfolk, VA-NC |
MSA_Name | Norfolk-Virginia Beach-Newport News, VA-NC |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1138 |
Number Of Employees | 13054 |
Business First Quarter Payroll | 134577 |
Business Annual Payroll | 594333 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1671683 |
CBSA Division Population | 0 |
Congressional District | 02 |
Congressional LandArea | 991.68 |
Delivery Residential | 21695 |
Delivery Business | 1035 |
Delivery Total | 29254 |
Preferred Last Line Key | X27897 |
Classification Code | |
Multi-County | Y |
CSA Name | Virginia Beach-Chesapeake, VA-NC |
CBSA_DIV_Name | |
City State Key | X27897 |
Land Area | 15.176000 |
Water Area | 2.360000 |
City Alias Code | |
City Mixed Case | Virginia Beach |
City Alias Mixed Case | Virginia Beach |
Box Count | 0 |
SFDU | 13944 |
MFDU | 1996 |
State ANSI | 51 |
County ANSI | 810 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 519360 |
Unique ZIP Name | |
SSA State County Code | 49921 |
Medicare CBSA Code | 47260 |
Medicare CBSA Name | Virginia Beach-Norfolk-Newport News, VA-NC |
Medicare CBSA Type | Metro |
Market Rating Area ID | 9 |
County Mixed Case | Virginia Beach City |
Virginia Homeowners Insurance News & Information
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]