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Home Insurance in 23464
Our rates are very competitive for homeowners living in the 23464 zip code. Many homeowners based out of Virginia Beach, VA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our VA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 23464 should appear in the zip code field ready to go.
23464 Average Home Insurance Rates
Are you looking for a standard HO-3 homeowners policy for your single family home in the Virginia Beach area? The average homeowners premium in 23464 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 23464, you can expect to pay around $889 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.
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Get Home Insurance Quotes in 23464
We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Virginia. Start your 23464 home insurance shopping today!
23464 Home Insurance Average Premiums
For the 23464, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $639 /yr. |
Average Coverage: | $889 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1189 /yr. |
What is the average home insurance cost for a home in 23464?
- • The average homeowners insurance premium paid annually for a home in 23464 is around $889 per year.
What does it cost on average per month for home insurance in 23464?
- • Homeowners in 23464 pay a monthly average cost per month around $74.00.
What kind of discount could I get if I combine my home and auto insurance together in 23464?
- • Autoowners in 23464 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Virginia Beach area, check out other zip codes nearby 23464.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 23464
Average Building Cost Per Square Foot in 23464: $163
Location: Virginia Beach, Virginia (Virginia Beach City County)Average Square Footage in 23464: 1,694 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 23464 before you start any project. Virginia Beach homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23464 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 23464 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,694 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Virginia Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $163 | 1,694 | $276,100 |
Additional Upgrades & Added Features | $204 | 1,694 | $345,125 |
Major Home Updates or Advancements | $245 | 1,694 | $414,150 |
It's important to understand that when you estimate your replacement cost of your home in the 23464 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 23464
Allstate Insurance-Peter Blum
Address: 1920 Centerville Tpke Ste 102 Virginia Beach, VA 23464Phone: (757)479-6812
Website: agent.allstate.com/83540
Allstate Insurance - Pamela J Rawlins
Address: 1300 Kempsville Road Suite 2 Virginia Beach, VA 23464Phone: (757)467-3440
Website:
Best Home & Auto Insurance Agencies in 23464
Hendrick- Charles T
Address: 5350 Kemps River Dr Virginia Beach, VA 23464Phone:
Website:
Info:
Nationwide Insurance & Financial Services
Address: 6062 Indian River Rd, #101 Virginia Beach, VA 23464Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote
Allstate Insurance - Pamela J Rawlins
Address: 1300 Kempsville Rd, #2 Virginia Beach, VA 23464Phone:
Website:
Info:
Nationwide Insurance Company - Agents- Norfolk- Virginia Beach- Braun Do
Address: 6062 Indian River Rd Virginia Beach, VA 23464Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote
Hendrick, Charles T - State Farm Insurance Agent
Address: 5350 Kemps River Dr, Ste 101 Virginia Beach, VA 23464Phone:
Website: http://www.virginiabeach.citysearch.com/profile/external/46267355/virginia_beach_va/hendrick_charles_t_state_farm_insurance_agent.html
Info:
Housing Demographics for 23464
Population Review for 23464 Zip Code
For the city of Virginia Beach, the population within 23464 has increased to over 76,620 residents in population size. The current population total is 75,118. We have broken down the population based on race below. In 23464, there are over 36140 in male population and 38978 females.
Population | Values |
---|---|
Total Population | 75,118 |
White Population | 39542 |
Black Population | 17260 |
Hispanic Population | 5826 |
Asian Population | 8903 |
Hawaiian Population | 130 |
Indian Population | 290 |
Other Population | 1807 |
Male Population | 36140 |
Female Population | 38978 |
Population Estimate | 76620 |
Household Data for 23464
The average number of homes in 23464 is around 27,987, there are an average of 2.67 per household. The average house value according to local real estate values is around $276,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 27,987 |
Persons Per Household | 2.67 |
Average House Value | $276,100 |
Income Per Household | $84040 |
Median Age | 38.0 |
Median Age Male | 36.2 |
Median Age Female | 39.7 |
23464 Details | Values |
---|---|
State | VA |
State Full Name | Virginia |
City Type | P |
City Alias Abbreviation | VIRGINIA BCH |
Area Code | 757 |
City | Virginia Beach |
City Alias Name | VIRGINIA BEACH |
County | Virginia Beach City |
County FIPS | 810 |
State FIPS | 51 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5720 |
PMSA | |
CSA | 545 |
CBSA | 47260 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Virginia Beach-Chesapeake-Norfolk, VA-NC |
MSA_Name | Norfolk-Virginia Beach-Newport News, VA-NC |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1103 |
Number Of Employees | 13058 |
Business First Quarter Payroll | 131355 |
Business Annual Payroll | 514929 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1671683 |
CBSA Division Population | 0 |
Congressional District | 02|03 |
Congressional LandArea | 991.68|947.1 |
Delivery Residential | 28697 |
Delivery Business | 885 |
Delivery Total | 29561 |
Preferred Last Line Key | X27897 |
Classification Code | |
Multi-County | Y |
CSA Name | Virginia Beach-Chesapeake, VA-NC |
CBSA_DIV_Name | |
City State Key | X27897 |
Land Area | 16.667000 |
Water Area | 1.259000 |
City Alias Code | |
City Mixed Case | Virginia Beach |
City Alias Mixed Case | Virginia Beach |
Box Count | 0 |
SFDU | 19767 |
MFDU | 2587 |
State ANSI | 51 |
County ANSI | 810 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 519360 |
Unique ZIP Name | |
SSA State County Code | 49921 |
Medicare CBSA Code | 47260 |
Medicare CBSA Name | Virginia Beach-Norfolk-Newport News, VA-NC |
Medicare CBSA Type | Metro |
Market Rating Area ID | 9 |
County Mixed Case | Virginia Beach City |
Virginia Homeowners Insurance News & Information
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2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025
Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance. If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]
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Will Citizens Policyholders See a Home Insurance Rate Decrease? Posted on Tuesday 11th March, 2025
Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]