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24013 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 24013 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Roanoke, VA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 24013.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 24013 and start shopping.

Quickly and Easily Compare Average Rates for 24013

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Roanoke, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 24013

Homeowners in Roanoke are paying roughly $838 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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24013 Home Insurance Average Premiums

Local 24013 homeowners insurance quotes comparison

$588 /yr.

Shows Zip Code: 24013 lowest rates with discounts applied on average.

For the 24013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$588 /yr.
Average Coverage:$838 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1138 /yr.

What is the average home insurance cost for a home in 24013?

  • • The average homeowners insurance premium paid annually for a home in 24013 is around $838 per year.

What does it cost on average per month for home insurance in 24013?

  • • Homeowners in 24013 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 24013?

  • • Autoowners in 24013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roanoke area, check out other zip codes nearby 24013.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 24013

Average Building Cost Per Square Foot in 24013: $163

Location: Roanoke, Virginia (Roanoke City County)

Average Square Footage in 24013: 532 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24013 before you start any project. Roanoke homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 532 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roanoke area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163532$86,700
Additional Upgrades & Added Features$204532$108,375
Major Home Updates or Advancements$245532$130,050

It's important to understand that when you estimate your replacement cost of your home in the 24013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24013

Best Home & Auto Insurance Agencies in 24013

Housing Demographics for 24013

Population Review for 24013 Zip Code

For the city of Roanoke, the population within 24013 has increased to over 8,207 residents in population size. The current population total is 7,835. We have broken down the population based on race below. In 24013, there are over 3879 in male population and 3956 females.

PopulationValues
Total Population7,835
White Population5361
Black Population1337
Hispanic Population616
Asian Population65
Hawaiian Population4
Indian Population25
Other Population345
Male Population3879
Female Population3956
Population Estimate8207

Household Data for 24013

The average number of homes in 24013 is around 3,047, there are an average of 2.50 per household. The average house value according to local real estate values is around $86,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,047
Persons Per Household2.50
Average House Value$86,700
Income Per Household$46039
Median Age36.6
Median Age Male35.7
Median Age Female37.4
24013 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540/826/276
CityRoanoke
City Alias NameROANOKE
CountyRoanoke City
County FIPS770
State FIPS51
Time Zone5
Day Light SavingY
MSA6800
PMSA
CSA
CBSA40220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRoanoke, VA
MSA_NameRoanoke, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses140
Number Of Employees2238
Business First Quarter Payroll27357
Business Annual Payroll116957
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population308707
CBSA Division Population0
Congressional District06
Congressional LandArea5930.02
Delivery Residential3283
Delivery Business213
Delivery Total4094
Preferred Last Line KeyX27549
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27549
Land Area2.179000
Water Area0.028000
City Alias Code
City Mixed CaseRoanoke
City Alias Mixed CaseRoanoke
Box Count0
SFDU3028
MFDU148
State ANSI51
County ANSI770
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number517716
Unique ZIP Name
SSA State County Code49801
Medicare CBSA Code40220
Medicare CBSA NameRoanoke, VA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseRoanoke City

Virginia Homeowners Insurance News & Information

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