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If you live in the 24014 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Roanoke have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our VA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 24014 and then compare quotes from a variety of nationwide insurance companies.

24014 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 24014 the average premium for homeowners coverage is $810 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 24014. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 24014 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Roanoke, VA home insurance quotes in your area.

24014 Home Insurance Average Premiums

Local 24014 homeowners insurance quotes comparison

$560 /yr.

Shows Zip Code: 24014 lowest rates with discounts applied on average.

For the 24014, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$560 /yr.
Average Coverage:$810 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1110 /yr.

What is the average home insurance cost for a home in 24014?

  • • The average homeowners insurance premium paid annually for a home in 24014 is around $810 per year.

What does it cost on average per month for home insurance in 24014?

  • • Homeowners in 24014 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 24014?

  • • Autoowners in 24014 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roanoke area, check out other zip codes nearby 24014.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 24014

Average Building Cost Per Square Foot in 24014: $163

Location: Roanoke, Virginia (Roanoke City County)

Average Square Footage in 24014: 1,080 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24014 before you start any project. Roanoke homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24014 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24014 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,080 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roanoke area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,080$176,100
Additional Upgrades & Added Features$2041,080$220,125
Major Home Updates or Advancements$2451,080$264,150

It's important to understand that when you estimate your replacement cost of your home in the 24014 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24014

Best Home & Auto Insurance Agencies in 24014

Housing Demographics for 24014

Population Review for 24014 Zip Code

For the city of Roanoke, the population within 24014 has increased to over 18,023 residents in population size. The current population total is 16,869. We have broken down the population based on race below. In 24014, there are over 7928 in male population and 8941 females.

PopulationValues
Total Population16,869
White Population14125
Black Population1254
Hispanic Population521
Asian Population203
Hawaiian Population3
Indian Population65
Other Population221
Male Population7928
Female Population8941
Population Estimate18023

Household Data for 24014

The average number of homes in 24014 is around 7,558, there are an average of 2.19 per household. The average house value according to local real estate values is around $176,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,558
Persons Per Household2.19
Average House Value$176,100
Income Per Household$54455
Median Age44.7
Median Age Male42.7
Median Age Female46.7
24014 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityRoanoke
City Alias NameROANOKE
CountyRoanoke City
County FIPS770
State FIPS51
Time Zone5
Day Light SavingY
MSA6800
PMSA
CSA
CBSA40220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRoanoke, VA
MSA_NameRoanoke, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses497
Number Of Employees14162
Business First Quarter Payroll178668
Business Annual Payroll820305
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population308707
CBSA Division Population0
Congressional District06|09
Congressional LandArea5930.02|9113.87
Delivery Residential8230
Delivery Business450
Delivery Total9098
Preferred Last Line KeyX27549
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX27549
Land Area27.304000
Water Area0.222000
City Alias Code
City Mixed CaseRoanoke
City Alias Mixed CaseRoanoke
Box Count185
SFDU6336
MFDU1437
State ANSI51
County ANSI770
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number517716
Unique ZIP Name
SSA State County Code49801
Medicare CBSA Code40220
Medicare CBSA NameRoanoke, VA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseRoanoke City

Virginia Homeowners Insurance News & Information

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