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98107 Home Insurance Rates & Premiums

Did you know there are over 28,557 people living within the 98107 zip code area? There are over 15,341 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 98107.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Washington are on the rise. The estimated average premium is around $735 a year for a standard homeowners insurance policy in Seattle. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Seattle, WA Homeowners Insurance Quotes Online

98107 Home Insurance Average Premiums

Local 98107 homeowners insurance quotes comparison

$485 /yr.

Shows Zip Code: 98107 lowest rates with discounts applied on average.

For the 98107, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$485 /yr.
Average Coverage:$735 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1035 /yr.

What is the average home insurance cost for a home in 98107?

  • • The average homeowners insurance premium paid annually for a home in 98107 is around $735 per year.

What does it cost on average per month for home insurance in 98107?

  • • Homeowners in 98107 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 98107?

  • • Autoowners in 98107 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seattle area, check out other zip codes nearby 98107.
Review average rates in another zip code:
98155 homeowners insurance rates
98178 homeowners insurance rates
98144 homeowners insurance rates
98199 homeowners insurance rates
98122 homeowners insurance rates
98126 homeowners insurance rates
98177 homeowners insurance rates
98136 homeowners insurance rates
98133 homeowners insurance rates
98188 homeowners insurance rates

Home Replacement Cost Coverage in 98107

Average Building Cost Per Square Foot in 98107: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98107: 3,264 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98107 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98107 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98107 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,264 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2423,264$790,000
Additional Upgrades & Added Features$3033,264$987,500
Major Home Updates or Advancements$3633,264$1,185,000

It's important to understand that when you estimate your replacement cost of your home in the 98107 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98107

Allstate Insurance-Scott F Peterson Agency

Address: 1713 Nw Market St Seattle, WA 98107
Phone: (206)783-2195
Website: agent.allstate.com/72128

Kelly Ryan Agency

Address: 1130 Nw Market St Seattle, WA 98107
Phone: (206)784-8500
Website: www.kellyryanagency.com

Best Home & Auto Insurance Agencies in 98107

Allstate Insurance-Scott F Peterson Agency

Address: 1713 NW Market St Seattle, WA 98107
Phone:
Website: http://www.agent.allstate.com/72128
Info:

A Hubbard Ins Agcy Inc - State Farm Insurance Agent

Address: 1445 NW 56th St Seattle, WA 98107
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Kelly Ryan Agency

Address: 1130 NW Market St Seattle, WA 98107
Phone:
Website: http://www.kellyryanagency.com
Info:

Elkin, Melinda - State Farm Insurance Agent

Address: 2609 NW Market St Seattle, WA 98107
Phone:
Website: http://www.seattle.citysearch.com/profile/external/46274407/seattle_wa/elkin_melinda_state_farm_insurance_agent.html
Info:

American Family Insurance - Maria Gonzales

Address: 2232 NW Market St Seattle, WA 98107
Phone:
Website: http://www.seattle.citysearch.com/profile/external/618447130/seattle_wa/american_family_insurance_maria_gonzales.html
Info:

Housing Demographics for 98107

Population Review for 98107 Zip Code

For the city of Seattle, the population within 98107 has increased to over 29,307 residents in population size. The current population total is 28,557. We have broken down the population based on race below. In 98107, there are over 14252 in male population and 14305 females.

PopulationValues
Total Population28,557
White Population21219
Black Population596
Hispanic Population1926
Asian Population3003
Hawaiian Population54
Indian Population171
Other Population599
Male Population14252
Female Population14305
Population Estimate29307

Household Data for 98107

The average number of homes in 98107 is around 15,341, there are an average of 1.83 per household. The average house value according to local real estate values is around $790,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,341
Persons Per Household1.83
Average House Value$790,000
Income Per Household$113531
Median Age34.3
Median Age Male34.3
Median Age Female34.2
98107 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code206
CitySeattle
City Alias NameSEATTLE
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1346
Number Of Employees13309
Business First Quarter Payroll196152
Business Annual Payroll914027
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District07
Congressional LandArea144.13
Delivery Residential16015
Delivery Business1490
Delivery Total19390
Preferred Last Line KeyZ17429
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17429
Land Area2.173000
Water Area0.276000
City Alias Code
City Mixed CaseSeattle
City Alias Mixed CaseSeattle
Box Count0
SFDU6304
MFDU8343
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547616
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

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