Get multiple home insurance quotes in 98155. Our licensed 98155, WA agents are ready to serve you.

98155 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 98155? Our rates are very competitive for homeowners living in Seattle, WA. Many homeowners based out of your 98155 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98155 should appear in the zip code field ready to go. For Seattle, WA Home Insurance Rate Quotes click to review the best rates and service online!

98155 Average Premium is Rated: Very Low!

Homeowners living in 98155 can easily save up to 40% off the average home insurance premium of $787 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Seattle that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 98155 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 98155!

98155 Home Insurance Average Premiums

Local 98155 homeowners insurance quotes comparison

$537 /yr.

Shows Zip Code: 98155 lowest rates with discounts applied on average.

For the 98155, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$537 /yr.
Average Coverage:$787 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1087 /yr.

What is the average home insurance cost for a home in 98155?

  • • The average homeowners insurance premium paid annually for a home in 98155 is around $787 per year.

What does it cost on average per month for home insurance in 98155?

  • • Homeowners in 98155 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 98155?

  • • Autoowners in 98155 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seattle area, check out other zip codes nearby 98155.
Review average rates in another zip code:
98148 homeowners insurance rates
98116 homeowners insurance rates
98144 homeowners insurance rates
98177 homeowners insurance rates
98109 homeowners insurance rates
98119 homeowners insurance rates
98125 homeowners insurance rates
98101 homeowners insurance rates
98118 homeowners insurance rates
98103 homeowners insurance rates

Home Replacement Cost Coverage in 98155

Average Building Cost Per Square Foot in 98155: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98155: 2,624 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98155 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98155 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98155 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,624 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,624$634,900
Additional Upgrades & Added Features$3032,624$793,625
Major Home Updates or Advancements$3632,624$952,350

It's important to understand that when you estimate your replacement cost of your home in the 98155 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98155

Allstate Insurance - Victor D Kloch

Address: 19015 N Crk Pkwy 104 Bothell, WA 98155
Phone: (206)417-0728
Website:

Best Home & Auto Insurance Agencies in 98155

MATHEW WYATT-FARMERS INSURANCE

Address: 20315 19th Ave NE, Ste A Shoreline, WA 98155
Phone:
Website: http://www.seattle.citysearch.com/profile/external/654464430/shoreline_wa/mathew_wyatt_farmers_insurance.html
Info:

Jamero III, Rallie - Allstate

Address: 17521 15th Ave NE, #C Shoreline, WA 98155
Phone:
Website: http://www.allstateagencies.com/RallieJamero/Welcome/
Info:

Allstate Insurance

Address: 19524 Ballinger Way NE Shoreline, WA 98155
Phone:
Website:
Info:

Metlife Auto & Home

Address: 1424 NE 155th St, #203 Shoreline, WA 98155
Phone:
Website: http://www.lisaschaff.metlife.com/
Info:

Allstate Insurance Companies

Address: 6226 NE 196th Ct Seattle, WA 98155
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 98155

Population Review for 98155 Zip Code

For the city of Seattle, the population within 98155 has increased to over 36,461 residents in population size. The current population total is 35,948. We have broken down the population based on race below. In 98155, there are over 17811 in male population and 18137 females.

PopulationValues
Total Population35,948
White Population23336
Black Population2042
Hispanic Population3003
Asian Population5046
Hawaiian Population101
Indian Population291
Other Population1210
Male Population17811
Female Population18137
Population Estimate36461

Household Data for 98155

The average number of homes in 98155 is around 14,123, there are an average of 2.49 per household. The average house value according to local real estate values is around $634,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,123
Persons Per Household2.49
Average House Value$634,900
Income Per Household$109731
Median Age40.9
Median Age Male39.6
Median Age Female42.3
98155 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code206/425
CitySeattle
City Alias NameSEATTLE
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses711
Number Of Employees4800
Business First Quarter Payroll50931
Business Annual Payroll235188
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District07
Congressional LandArea144.13
Delivery Residential14643
Delivery Business373
Delivery Total15638
Preferred Last Line KeyZ17429
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17429
Land Area7.544000
Water Area0.630000
City Alias Code
City Mixed CaseSeattle
City Alias Mixed CaseSeattle
Box Count429
SFDU9903
MFDU2935
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547616
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]