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Home Insurance in 98148

Our rates are very competitive for homeowners living in the 98148 zip code. Many homeowners based out of Seattle, WA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our WA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98148 should appear in the zip code field ready to go.

98148 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Seattle area? The average homeowners premium in 98148 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 98148, you can expect to pay around $672 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 98148 Today!

Get Home Insurance Quotes in 98148

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Washington. Start your 98148 home insurance shopping today!

  1. Seattle, WA Home Insurance Quotes

98148 Home Insurance Average Premiums

Local 98148 homeowners insurance quotes comparison

$422 /yr.

Shows Zip Code: 98148 lowest rates with discounts applied on average.

For the 98148, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$422 /yr.
Average Coverage:$672 /yr.
2600 sq. ft. or higher
(all discounts applied)		$972 /yr.

What is the average home insurance cost for a home in 98148?

  • • The average homeowners insurance premium paid annually for a home in 98148 is around $672 per year.

What does it cost on average per month for home insurance in 98148?

  • • Homeowners in 98148 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 98148?

  • • Autoowners in 98148 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seattle area, check out other zip codes nearby 98148.
Review average rates in another zip code:
98104 homeowners insurance rates
98115 homeowners insurance rates
98116 homeowners insurance rates
98136 homeowners insurance rates
98148 homeowners insurance rates
98122 homeowners insurance rates
98199 homeowners insurance rates
98101 homeowners insurance rates
98109 homeowners insurance rates
98198 homeowners insurance rates

Home Replacement Cost Coverage in 98148

Average Building Cost Per Square Foot in 98148: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98148: 1,793 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98148 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98148 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98148 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,793 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,793$433,800
Additional Upgrades & Added Features$3031,793$542,250
Major Home Updates or Advancements$3631,793$650,700

It's important to understand that when you estimate your replacement cost of your home in the 98148 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98148

Best Home & Auto Insurance Agencies in 98148

Allstate Insurance Company - Jeremy Olson

Address: 15403 1st Ave S Burien, WA 98148
Phone:
Website: http://www.seattle.citysearch.com/profile/34930432/burien_wa/allstate_insurance_company_jeremy_olson.html
Info:

Housing Demographics for 98148

Population Review for 98148 Zip Code

For the city of Seattle, the population within 98148 has increased to over 11,322 residents in population size. The current population total is 11,092. We have broken down the population based on race below. In 98148, there are over 5650 in male population and 5442 females.

PopulationValues
Total Population11,092
White Population5012
Black Population1132
Hispanic Population2749
Asian Population1401
Hawaiian Population271
Indian Population137
Other Population1661
Male Population5650
Female Population5442
Population Estimate11322

Household Data for 98148

The average number of homes in 98148 is around 4,402, there are an average of 2.51 per household. The average house value according to local real estate values is around $433,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,402
Persons Per Household2.51
Average House Value$433,800
Income Per Household$77490
Median Age36.6
Median Age Male36.2
Median Age Female37.1
98148 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code206/253
CitySeattle
City Alias NameSEATTLE
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses368
Number Of Employees3434
Business First Quarter Payroll40591
Business Annual Payroll187402
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District07|09
Congressional LandArea144.13|183.43
Delivery Residential4511
Delivery Business465
Delivery Total8470
Preferred Last Line KeyZ17429
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17429
Land Area2.711000
Water Area0.000000
City Alias Code
City Mixed CaseSeattle
City Alias Mixed CaseSeattle
Box Count119
SFDU1566
MFDU2414
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547616
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

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