Get multiple home insurance quotes in 98207. Our licensed 98207, WA agents are ready to serve you.

98207 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 98207 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Everett, WA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 98207 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Washington, like average Everett homeowners insurance rates, coverage options or home insurance types, please select Everett, WA Home Insurance Rates Online!

98207 Home Insurance Average Premiums

Local 98207 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 98207 lowest rates with discounts applied on average.

For the 98207, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 98207?

  • • The average homeowners insurance premium paid annually for a home in 98207 is around $716 per year.

What does it cost on average per month for home insurance in 98207?

  • • Homeowners in 98207 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98207?

  • • Autoowners in 98207 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Everett area, check out other zip codes nearby 98207.
Review average rates in another zip code:
98207 homeowners insurance rates
98208 homeowners insurance rates
98201 homeowners insurance rates
98204 homeowners insurance rates
98203 homeowners insurance rates

Home Replacement Cost Coverage in 98207

Average Building Cost Per Square Foot in 98207: $242

Location: Everett, Washington (Snohomish County)

Average Square Footage in 98207: 682 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98207 before you start any project. Everett homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98207 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98207 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 682 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Everett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242682$165,000
Additional Upgrades & Added Features$303682$206,250
Major Home Updates or Advancements$363682$247,500

It's important to understand that when you estimate your replacement cost of your home in the 98207 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98207

Best Home & Auto Insurance Agencies in 98207

Housing Demographics for 98207

Population Review for 98207 Zip Code

For the city of Everett, the population within 98207 has increased to over 0 residents in population size. The current population total is 741. We have broken down the population based on race below. In 98207, there are over 592 in male population and 149 females.

PopulationValues
Total Population741
White Population387
Black Population142
Hispanic Population151
Asian Population56
Hawaiian Population5
Indian Population15
Other Population57
Male Population592
Female Population149
Population Estimate0

Household Data for 98207

The average number of homes in 98207 is around 38, there are an average of 3.24 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode38
Persons Per Household3.24
Average House Value$165,000
Income Per Household$0
Median Age23.8
Median Age Male23.6
Median Age Female24.4
98207 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code425
CityEverett
City Alias NameEVERETT
CountySnohomish
County FIPS061
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV21794
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees64
Business First Quarter Payroll740
Business Annual Payroll2917
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population713335
Congressional District02
Congressional LandArea1015.02
Delivery Residential0
Delivery Business1
Delivery Total1
Preferred Last Line KeyZ16763
Classification CodeU
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameEverett, WA
City State KeyZ16763
Land Area0.252000
Water Area0.146000
City Alias CodeM1
City Mixed CaseEverett
City Alias Mixed CaseEverett
Box Count0
SFDU0
MFDU0
State ANSI53
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number542772
Unique ZIP Name
SSA State County Code50300
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSnohomish

Washington Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]