Get multiple home insurance quotes in 98208. Our licensed 98208, WA agents are ready to serve you.

98208, WA Home Insurance

In the zip code of 98208, the population size is around 60,019, which consists of 21,397 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Everett, WA. A few years ago, a study was done and found that the average home insurance rates for Washington are around $734 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 98208 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Everett. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Everett, WA Homeowners Insurance Online Rates Today!

98208 Home Insurance Average Premiums

Local 98208 homeowners insurance quotes comparison

$484 /yr.

Shows Zip Code: 98208 lowest rates with discounts applied on average.

For the 98208, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$484 /yr.
Average Coverage:$734 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1034 /yr.

What is the average home insurance cost for a home in 98208?

  • • The average homeowners insurance premium paid annually for a home in 98208 is around $734 per year.

What does it cost on average per month for home insurance in 98208?

  • • Homeowners in 98208 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 98208?

  • • Autoowners in 98208 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Everett area, check out other zip codes nearby 98208.
Review average rates in another zip code:
98201 homeowners insurance rates
98204 homeowners insurance rates
98203 homeowners insurance rates
98208 homeowners insurance rates
98207 homeowners insurance rates

Home Replacement Cost Coverage in 98208

Average Building Cost Per Square Foot in 98208: $242

Location: Everett, Washington (Snohomish County)

Average Square Footage in 98208: 1,957 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98208 before you start any project. Everett homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98208 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98208 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,957 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Everett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,957$473,600
Additional Upgrades & Added Features$3031,957$592,000
Major Home Updates or Advancements$3631,957$710,400

It's important to understand that when you estimate your replacement cost of your home in the 98208 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98208

Allstate Insurance - Greg D. Belvill

Address: 713 SE Evrt Mal Wy #c Everett, WA 98208
Phone: (425)308-5255
Website: admin.allstatetoolkit.com/clicks_rate.asp?MB_ID=25519

Allstate Insurance - Greg D Belvill

Address: 713 Se Everett Mall Way Ste C Everett, WA 98208
Phone: (425)308-5525
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16847

Western Benefits Insurance Agency

Address: 10511 19th Ave SE Everett, WA 98208
Phone: (425)316-3933
Website: www.anykindofinsurance.com

Best Home & Auto Insurance Agencies in 98208

Allstate Insurance Companies - Sales Offices

Address: 209 E Casino Rd Everett, WA 98208
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Philip Tourtellot

Address: 4809 132nd St SE Everett, WA 98208
Phone:
Website: http://www.seattle.citysearch.com/profile/662765530/everett_wa/allstate_insurance_company_philip_tourtellot.html
Info:

Allstate Insurance - Greg D Belvill

Address: 713 SE Everett Mall Way Everett, WA 98208
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16847
Info:

Tourtellot, Phil - Allstate

Address: 4809 132nd St SE, #a103 Everett, WA 98208
Phone:
Website: http://www.allstateagencies.com/PTourtellot/Welcome/
Info:

American Family Insurance- David Strasser

Address: 305 SE Everett Mall Way Everett, WA 98208
Phone:
Website: http://www.seattle.citysearch.com/profile/external/604672592/everett_wa/american_family_insurance_david_strasser.html
Info:

Housing Demographics for 98208

Population Review for 98208 Zip Code

For the city of Everett, the population within 98208 has increased to over 61,652 residents in population size. The current population total is 60,019. We have broken down the population based on race below. In 98208, there are over 29693 in male population and 30326 females.

PopulationValues
Total Population60,019
White Population37006
Black Population2794
Hispanic Population7969
Asian Population8636
Hawaiian Population467
Indian Population476
Other Population3734
Male Population29693
Female Population30326
Population Estimate61652

Household Data for 98208

The average number of homes in 98208 is around 21,397, there are an average of 2.78 per household. The average house value according to local real estate values is around $473,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,397
Persons Per Household2.78
Average House Value$473,600
Income Per Household$92578
Median Age37.0
Median Age Male36.1
Median Age Female37.8
98208 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code425
CityEverett
City Alias NameEVERETT
CountySnohomish
County FIPS061
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV21794
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1216
Number Of Employees12059
Business First Quarter Payroll113292
Business Annual Payroll505655
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population713335
Congressional District01|02
Congressional LandArea6186.47|1015.02
Delivery Residential22177
Delivery Business858
Delivery Total22445
Preferred Last Line KeyZ16763
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameEverett, WA
City State KeyZ16763
Land Area15.237000
Water Area0.176000
City Alias Code
City Mixed CaseEverett
City Alias Mixed CaseEverett
Box Count0
SFDU6047
MFDU4518
State ANSI53
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number542772
Unique ZIP Name
SSA State County Code50300
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSnohomish

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]