98372 Home Insurance Quotes & Rates

Currently, the 10,513 homes within the 98372 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Washington is around $895 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Puyallup, WA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 98372.

Washington is now ranking #37 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Puyallup home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Washington has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 98372 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Puyallup, Washington home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Puyallup, WA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

98372 Home Insurance Average Premiums

Local 98372 homeowners insurance quotes comparison

$645 /yr.

Shows Zip Code: 98372 lowest rates with discounts applied on average.

For the 98372, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$645 /yr.
Average Coverage:	$895 /yr.
2600 sq. ft. or higher (all discounts applied)	$1195 /yr.

What is the average home insurance cost for a home in 98372?

• The average homeowners insurance premium paid annually for a home in 98372 is around $895 per year.

What does it cost on average per month for home insurance in 98372?

• Homeowners in 98372 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 98372?

• Autoowners in 98372 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Puyallup, check out other zip codes nearby 98372.
To review average rates in another zip code, click on a zip code below:
98375 | 98372 | 98371 | 98374 | 98373 |

Home Replacement Cost Coverage in 98372

Average Building Cost Per Square Foot in 98372: $242

Location: Puyallup, Washington (Pierce County)

Average Square Footage in 98372: 1,705 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98372 before you start any project. Puyallup homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98372 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98372 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,705 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Puyallup area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$242	1,705	$412,700
Additional Upgrades & Added Features	$303	1,705	$515,875
Major Home Updates or Advancements	$363	1,705	$619,050

Calculate Your Dwelling Coverage in 98372

It's important to understand that when you estimate your replacement cost of your home in the 98372 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 98372

Allstate Insurance Companies

Address: 510 E Main Puyallup, WA 98372
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Daniel A Knoll Ins Agency Inc - State Farm Insurance Agent

Address: 305 E Pioneer Puyallup, WA 98372
Phone:
Website: http://www.national.citysearch.com/profile/external/38050074/puyallup_wa/daniel_a_knoll_ins_agcy_inc_state_farm_insurance_agent.html
Info:

LENA BATTRAW-FARMERS INSURANCE DISTRICT MANAGER

Address: 1011 E Main Ave, Ste 109 Puyallup, WA 98372
Phone:
Website: http://www.national.citysearch.com/profile/external/654399120/puyallup_wa/lena_battraw_farmers_insurance_district_manager.html
Info:

Kevin Vanderheyden-Farmers Insurance

Address: 1011 E Main, #109 Puyallup, WA 98372
Phone:
Website: http://www.farmersagent.com/llong2/
Info:

Mark Reynolds- Farmers Insurance

Address: 2819 E Main Puyallup, WA 98372
Phone:
Website: http://www.national.citysearch.com/profile/663860100/puyallup_wa/mark_reynolds_farmers_insurance.html
Info:

Housing Demographics for 98372

Population Review for 98372 Zip Code

For the city of Puyallup, the population within 98372 has increased to over 26,501 residents in population size. The current population total is 26,652. We have broken down the population based on race below. In 98372, there are over 13208 in male population and 13444 females.

Population	Values
Total Population	26,652
White Population	19790
Black Population	883
Hispanic Population	2537
Asian Population	1397
Hawaiian Population	383
Indian Population	284
Other Population	1073
Male Population	13208
Female Population	13444
Population Estimate	26501

Household Data for 98372

The average number of homes in 98372 is around 10,513, there are an average of 2.48 per household. The average house value according to local real estate values is around $412,700. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	10,513
Persons Per Household	2.48
Average House Value	$412,700
Income Per Household	$85585
Median Age	38.5
Median Age Male	37.3
Median Age Female	39.8

98372 Details	Values
State	WA
State Full Name	Washington
City Type	P
City Alias Abbreviation
Area Code	253
City	Puyallup
City Alias Name	PUYALLUP
County	Pierce
County FIPS	053
State FIPS	53
Time Zone	8
Day Light Saving	Y
MSA	7602
PMSA	8200
CSA	500
CBSA	42660
CBSA_DIV	45104
CBSA_Type	Metro
CBSA_Name	Seattle-Tacoma-Bellevue, WA
MSA_Name	Seattle-Tacoma-Bremerton, WA CMSA
PMSA_Name	Tacoma, WA PMSA
Region	West
Division	Pacific
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	722
Number Of Employees	9927
Business First Quarter Payroll	159409
Business Annual Payroll	726080
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	3439809
CBSA Division Population	795225
Congressional District	08\|10
Congressional LandArea	7359.7\|826.67
Delivery Residential	10686
Delivery Business	632
Delivery Total	14976
Preferred Last Line Key	Z17335
Classification Code
Multi-County
CSA Name	Seattle-Tacoma, WA
CBSA_DIV_Name	Tacoma-Lakewood, WA
City State Key	Z17335
Land Area	13.336000
Water Area	0.098000
City Alias Code
City Mixed Case	Puyallup
City Alias Mixed Case	Puyallup
Box Count	0
SFDU	5048
MFDU	1902
State ANSI	53
County ANSI	053
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	546902
Unique ZIP Name
SSA State County Code	50260
Medicare CBSA Code	45104
Medicare CBSA Name	Tacoma-Lakewood, WA
Medicare CBSA Type	Metro
Market Rating Area ID	5
County Mixed Case	Pierce

Washington Homeowners Insurance News & Information

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California Homeowners Still Struggling to Find Insurance Coverage — What You Can Do in Today’s Market Posted on Wednesday 6th May, 2026
California homeowners aren’t imagining it—the insurance market has gotten significantly tougher over the past few years. What started as a wildfire-driven problem has now evolved into a full-scale availability and affordability challenge. As a professional homeowners insurance agent, I can tell you this: while the situation is difficult, there are still smart ways to secure solid […]

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