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98373 Homeowners Insurance Quotes & Rates

Puyallup residents living within the 10,514 homes available in the zip code of 98373 are shopping online to compare cheaper and more affordable Puyallup, WA home insurance rates. In the great city of Puyallup, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Washington is around $720 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 98373 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 98373 home insurance rates today! Please give us a call now at 1-855-976-2656. For Puyallup, WA Homeowners Insurance Quotes, Click to easily get started!

98373 Home Insurance Average Premiums

Local 98373 homeowners insurance quotes comparison

$470 /yr.

Shows Zip Code: 98373 lowest rates with discounts applied on average.

For the 98373, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$470 /yr.
Average Coverage:$720 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1020 /yr.

What is the average home insurance cost for a home in 98373?

  • • The average homeowners insurance premium paid annually for a home in 98373 is around $720 per year.

What does it cost on average per month for home insurance in 98373?

  • • Homeowners in 98373 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98373?

  • • Autoowners in 98373 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Puyallup, check out other zip codes nearby 98373.
To review average rates in another zip code, click on a zip code below:
98371  |  98373  |  98374  |  98375  |  98372  | 

Home Replacement Cost Coverage in 98373

Average Building Cost Per Square Foot in 98373: $242

Location: Puyallup, Washington (Pierce County)

Average Square Footage in 98373: 1,601 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98373 before you start any project. Puyallup homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98373 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98373 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,601 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Puyallup area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,601$387,400
Additional Upgrades & Added Features$3031,601$484,250
Major Home Updates or Advancements$3631,601$581,100

It's important to understand that when you estimate your replacement cost of your home in the 98373 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98373

Best Home & Auto Insurance Agencies in 98373

Gerry Moody Insurance Agency Inc - State Farm Insurance Agent

Address: 11206 94th Ave E Puyallup, WA 98373
Phone:
Website: http://www.national.citysearch.com/profile/external/10857891/puyallup_wa/gerry_moody_insurance_agcy_inc_state_farm_insurance_agent.html
Info:

Larry Overland- Farmers Insurance

Address: 11921 Canyon Rd E, Ste B Puyallup, WA 98373
Phone:
Website: http://www.national.citysearch.com/profile/664674490/puyallup_wa/larry_overland_farmers_insurance.html
Info:

Allstate Insurance Company - Harold Daskam

Address: 10116 116th St E Puyallup, WA 98373
Phone:
Website: http://www.allstate.com/
Info:

American Family Insurance- Sara O'Connell

Address: 13333 Meridian E Puyallup, WA 98373
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__sara_o_connell-b2110908&mkt=63801
Info:

Johnson, Matthew Agent - Farmers Insurance Group

Address: 10309 Canyon Rd E Puyallup, WA 98373
Phone:
Website: http://www.insuringwashington.com/
Info:

Housing Demographics for 98373

Population Review for 98373 Zip Code

For the city of Puyallup, the population within 98373 has increased to over 28,718 residents in population size. The current population total is 28,165. We have broken down the population based on race below. In 98373, there are over 13745 in male population and 14420 females.

PopulationValues
Total Population28,165
White Population18421
Black Population1760
Hispanic Population3092
Asian Population2008
Hawaiian Population607
Indian Population317
Other Population1291
Male Population13745
Female Population14420
Population Estimate28718

Household Data for 98373

The average number of homes in 98373 is around 10,514, there are an average of 2.68 per household. The average house value according to local real estate values is around $387,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,514
Persons Per Household2.68
Average House Value$387,400
Income Per Household$84334
Median Age35.0
Median Age Male34.3
Median Age Female35.8
98373 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253
CityPuyallup
City Alias NamePUYALLUP
CountyPierce
County FIPS053
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA8200
CSA500
CBSA42660
CBSA_DIV45104
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameTacoma, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses916
Number Of Employees11914
Business First Quarter Payroll123256
Business Annual Payroll547384
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population795225
Congressional District10
Congressional LandArea826.67
Delivery Residential10716
Delivery Business820
Delivery Total15883
Preferred Last Line KeyZ17335
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameTacoma-Lakewood, WA
City State KeyZ17335
Land Area9.383000
Water Area0.022000
City Alias Code
City Mixed CasePuyallup
City Alias Mixed CasePuyallup
Box Count648
SFDU4087
MFDU2986
State ANSI53
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number546902
Unique ZIP Name
SSA State County Code50260
Medicare CBSA Code45104
Medicare CBSA NameTacoma-Lakewood, WA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePierce

Washington Homeowners Insurance News & Information

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]