Get multiple home insurance quotes in 98422. Our licensed 98422, WA agents are ready to serve you.

98422 Home Insurance Rates

For homeowners living in 98422, the population estimates are increasing to well over 21,343 with 7,853 occupied homes within the zip code of 98422. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Tacoma have increased and the average home insurance premium is around $721 per year in 98422. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 98422 zip code today so we can help you find affordable Tacoma, WA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 98422

Please select one of the three options below based on your 98422 zip code to learn more about Washington homeowners insurance, plus review average rates and information per state, county or city.

  1. Washington Homeowners Insurance Quotes
  2. Pierce County, WA Home Insurance
  3. Tacoma, WA Home Insurance Quotes

98422 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 98422 zip code just got easier with GetHomeInsuranceQuotes.com of Tacoma, WA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 98422 today and let us help you review the best home insurance quotes available for homeowners living in Tacoma.

Get 98422 Homeowners Insurance Rates Now!

98422 Home Insurance Average Premiums

Local 98422 homeowners insurance quotes comparison

$471 /yr.

Shows Zip Code: 98422 lowest rates with discounts applied on average.

For the 98422, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$471 /yr.
Average Coverage:$721 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1021 /yr.

What is the average home insurance cost for a home in 98422?

  • • The average homeowners insurance premium paid annually for a home in 98422 is around $721 per year.

What does it cost on average per month for home insurance in 98422?

  • • Homeowners in 98422 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98422?

  • • Autoowners in 98422 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tacoma area, check out other zip codes nearby 98422.
Review average rates in another zip code:
98404 homeowners insurance rates
98407 homeowners insurance rates
98447 homeowners insurance rates
98465 homeowners insurance rates
98422 homeowners insurance rates
98405 homeowners insurance rates
98403 homeowners insurance rates
98444 homeowners insurance rates
98466 homeowners insurance rates
98421 homeowners insurance rates

Home Replacement Cost Coverage in 98422

Average Building Cost Per Square Foot in 98422: $242

Location: Tacoma, Washington (Pierce County)

Average Square Footage in 98422: 1,921 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98422 before you start any project. Tacoma homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98422 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98422 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,921 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tacoma area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,921$465,000
Additional Upgrades & Added Features$3031,921$581,250
Major Home Updates or Advancements$3631,921$697,500

It's important to understand that when you estimate your replacement cost of your home in the 98422 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98422

Best Home & Auto Insurance Agencies in 98422

Housing Demographics for 98422

Population Review for 98422 Zip Code

For the city of Tacoma, the population within 98422 has increased to over 21,674 residents in population size. The current population total is 21,343. We have broken down the population based on race below. In 98422, there are over 10519 in male population and 10824 females.

PopulationValues
Total Population21,343
White Population13136
Black Population1335
Hispanic Population2345
Asian Population2619
Hawaiian Population343
Indian Population343
Other Population946
Male Population10519
Female Population10824
Population Estimate21674

Household Data for 98422

The average number of homes in 98422 is around 7,853, there are an average of 2.71 per household. The average house value according to local real estate values is around $465,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,853
Persons Per Household2.71
Average House Value$465,000
Income Per Household$103171
Median Age41.6
Median Age Male40.7
Median Age Female42.5
98422 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253
CityTacoma
City Alias NameTACOMA
CountyPierce
County FIPS053
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA8200
CSA500
CBSA42660
CBSA_DIV45104
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameTacoma, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses289
Number Of Employees1864
Business First Quarter Payroll24434
Business Annual Payroll106393
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population795225
Congressional District06|09
Congressional LandArea6902.73|183.43
Delivery Residential7998
Delivery Business107
Delivery Total8115
Preferred Last Line KeyZ17597
Classification Code
Multi-CountyY
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameTacoma-Lakewood, WA
City State KeyZ17597
Land Area7.005000
Water Area0.587000
City Alias Code
City Mixed CaseTacoma
City Alias Mixed CaseTacoma
Box Count0
SFDU3586
MFDU667
State ANSI53
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number548330
Unique ZIP Name
SSA State County Code50260
Medicare CBSA Code45104
Medicare CBSA NameTacoma-Lakewood, WA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePierce

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]