98466 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 98466 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Tacoma, WA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 98466.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 98466 and start shopping.

Quickly and Easily Compare Average Rates for 98466

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tacoma, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 98466

Homeowners in Tacoma are paying roughly $653 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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98466 Home Insurance Average Premiums

Local 98466 homeowners insurance quotes comparison

$403 /yr.

Shows Zip Code: 98466 lowest rates with discounts applied on average.

For the 98466, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$403 /yr.
Average Coverage:	$653 /yr.
2600 sq. ft. or higher (all discounts applied)	$953 /yr.

What is the average home insurance cost for a home in 98466?

• The average homeowners insurance premium paid annually for a home in 98466 is around $653 per year.

What does it cost on average per month for home insurance in 98466?

• Homeowners in 98466 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 98466?

• Autoowners in 98466 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tacoma area, check out other zip codes nearby 98466.
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Home Replacement Cost Coverage in 98466

Average Building Cost Per Square Foot in 98466: $242

Location: Tacoma, Washington (Pierce County)

Average Square Footage in 98466: 1,742 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98466 before you start any project. Tacoma homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98466 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98466 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,742 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tacoma area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$242	1,742	$421,500
Additional Upgrades & Added Features	$303	1,742	$526,875
Major Home Updates or Advancements	$363	1,742	$632,250

Calculate Your Dwelling Coverage in 98466

It's important to understand that when you estimate your replacement cost of your home in the 98466 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 98466

University Place Insurance - Allstate Insurance Company

Address: 2607 Bridgeport Way W, Ste 1B University Place, WA 98466
Phone:
Website: http://www.national.citysearch.com/profile/656193650/university_place_wa/university_place_insurance_allstate_insurance_company.html
Info:

Allstate Insurance Company - Erik Larson

Address: 3560 Bridgeport Way W University Place, WA 98466
Phone:
Website: http://www.allstateagencies.com/ErikLarson2/Welcome/
Info:

Davenny, Brian - State Farm Insurance Agent

Address: 3009 Bridgeport Way W University Place, WA 98466
Phone:
Website: http://www.national.citysearch.com/profile/external/46274465/university_place_wa/davenny_brian_state_farm_insurance_agent.html
Info:

JOSHUA SMITH-FARMERS INSURANCE DISTRICT MANAGER

Address: 6720 Regents Blvd, Ste 200 University Place, WA 98466
Phone:
Website: http://www.national.citysearch.com/profile/external/604715382/university_place_wa/joshua_smith_farmers_insurance_district_manager.html
Info:

Marion Sisson-Farmers Insurance

Address: 1105 Regents Blvd, Ste B Fircrest, WA 98466
Phone:
Website:
Info:

Housing Demographics for 98466

Population Review for 98466 Zip Code

For the city of Tacoma, the population within 98466 has increased to over 30,904 residents in population size. The current population total is 29,769. We have broken down the population based on race below. In 98466, there are over 13991 in male population and 15778 females.

Population	Values
Total Population	29,769
White Population	19581
Black Population	2756
Hispanic Population	2712
Asian Population	2086
Hawaiian Population	324
Indian Population	224
Other Population	799
Male Population	13991
Female Population	15778
Population Estimate	30904

Household Data for 98466

The average number of homes in 98466 is around 12,153, there are an average of 2.43 per household. The average house value according to local real estate values is around $421,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	12,153
Persons Per Household	2.43
Average House Value	$421,500
Income Per Household	$81196
Median Age	39.1
Median Age Male	37.4
Median Age Female	40.5

98466 Details	Values
State	WA
State Full Name	Washington
City Type	P
City Alias Abbreviation
Area Code	253
City	Tacoma
City Alias Name	TACOMA
County	Pierce
County FIPS	053
State FIPS	53
Time Zone	8
Day Light Saving	Y
MSA	7602
PMSA	8200
CSA	500
CBSA	42660
CBSA_DIV	45104
CBSA_Type	Metro
CBSA_Name	Seattle-Tacoma-Bellevue, WA
MSA_Name	Seattle-Tacoma-Bremerton, WA CMSA
PMSA_Name	Tacoma, WA PMSA
Region	West
Division	Pacific
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	773
Number Of Employees	5870
Business First Quarter Payroll	62512
Business Annual Payroll	281295
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	3439809
CBSA Division Population	795225
Congressional District	06\|10
Congressional LandArea	6902.73\|826.67
Delivery Residential	12718
Delivery Business	792
Delivery Total	13559
Preferred Last Line Key	Z17597
Classification Code
Multi-County
CSA Name	Seattle-Tacoma, WA
CBSA_DIV_Name	Tacoma-Lakewood, WA
City State Key	Z17597
Land Area	6.219000
Water Area	0.864000
City Alias Code
City Mixed Case	Tacoma
City Alias Mixed Case	Tacoma
Box Count	0
SFDU	6729
MFDU	4718
State ANSI	53
County ANSI	053
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	548330
Unique ZIP Name
SSA State County Code	50260
Medicare CBSA Code	45104
Medicare CBSA Name	Tacoma-Lakewood, WA
Medicare CBSA Type	Metro
Market Rating Area ID	5
County Mixed Case	Pierce

Washington Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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